MARKETING
7th Edition
ISBN: 9781260087710
Author: Grewal
Publisher: RENT MCG
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Chapter 9, Problem 9MA
Summary Introduction
To discuss: The idea to target the program to the new students.
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What is the main reason lenders pay
borrowers' property taxes through a pre-paid
escrow account?
It prevents a tax lien from being applied to the
home. The tax lien
would be senior to the mortgage lien.
It prevents the borrower from refinancing with
another lender
because they would lose all of their escrow
funds.
It allows the lender to earn interest on the pre-
paid tax money as itsits in the account.
It allows the lender to take advantage of
corporate tax deductions.
In Georgia, when should the lender be notified that a seller is offering a loan assumption?
When the buyer contacts the lender to be qualified for the loan assumption
Immediately after the properties listed for sale
At the time an offer to purchase is accepted by the seller
After the buyer has been determined to be creditworthy
According to the Real Estate Settlement
Procedures Act (RESPA), which of the following
information is required for a completed
application for an extension of credit?
A) A bank statement
B) The purchase contract
C) The borrower's date of birth
D) The mortgage loan amount sought
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