Chapter 6, Problem 3AA

To determine

To choose: The term best suited to complete the given sentence.

Explanation of Solution

Part of the value of saving money is building cash reserves so that an individual can take calculated risks with less concern. If a person has no assets, it will be more difficult to indulge those passions. Take the start of a company, for instance. To be a small business owner, the person is going to need financial help to get it off the ground.

The value of saving money is simple: it helps a person to experience greater protection in his or her life. When anyone has cash set aside for emergency cases, he's going to have a fallback if anything unforeseen occurs. And, if he has money set aside for spending costs, he might be able to take chances or try new stuff.

So, the correct option is require.