TD Canada Trust

FINA 402 – Short-term Financial Management Term Project Financial Fraud in Canada [pic] Analysis presented to Ms. Julie Slater by Anouck Cinq-Mars (9197710) Anthony Liscio (9097856) Angelo Vaccaro (9356290) Joe Vincelli (9234403) Kyle Zarmair (9055177) John Molson School of Business April 4th 2011 Table of Contents Evolution of financial fraud in Canada…………………………………………...……4 Current types of fraud Canadian financial institutions A) Internal fraud…………………………………………………………………………

TAXATION OF INCOME TRUSTS IN CANADA: EFFECTS ON STRUCTURE, CONDUCT AND PERFORMANCE P. L. ARYA Abstract: Income trust as a business structure became increasingly popular in Canada since 2003. Income trust structure gave companies advantage of shifting their tax burden on to the investor. The investor, on the other hand, received steady and higher than the market rate of return on invested capital and also received capital gains in the form of ‘return of capital’. When large Canadian corporations

Same sex marriage has become a norm in Canada in recent years. This alternative definition of marriage used to be considered taboo to even mention it publicly in most western societies. With these new laws, the topic of same sex marriage will also be taught in school to new students just like

Payment options and/or methods at Ryerson University Introduction Problem: Ryerson does not accept up-to-date methods of payment and does not allow students in residence to allocate their food, laundry and “Campus Funds” spending according to their preference/priorities. Scope: The majority of the people addressed are mainly limited to students, faculty and staff at Ryerson, with a primary focus on student life, especially financial proceedings within the campus. As most students are transitioning

Next, there is going to be five event recommendations on which Tee Talent can sponsor. The first three events are with organizations that have social missions that relate directly to accommodating people with disabilities, while the last two events are with organizations that have different types of social missions. It’s important for Tee Talent to sponsor organizations with social missions that relate directly accommodating people with disabilities because it aligns with Tee Talent’s mission of

“Our customers’ connection with, and trust in the Starbucks brand remains at a high level. We are laser-focused on delivering the finest quality coffee and getting the customer experience right every time.) “We’ve also been putting our feet into the shoes of our customers and are responding

FINANCIAL PLANNING FOR Ms. CATHERINE PARKER PATEL Financial Services Presented by: Pritesh Patel Student ID: 300769510 Presented to: Professor Rajiv Issar Centennial College Progress Campus TABLE OF CONTENTS Disclaimer Letter of Engagement Personal Information Introduction & Objective Cash Flow Summary Income Statement Investments Annuities Asset Allocation Insurance Life expectancy Estate Planning Exhibits and Calculations

BACKGROUND: Banking in the United States is a better known as the declaration of the growth of capitalism and free enterprise. Adam Smith, a well-known economist, referred to capitalist banking as the “invisible hand” guiding the path of allocation through goods and services throughout the economy. Commercial and investment banking quickly became the leading hands in the economy, as financial resources was a common scarcity in environments. Merchant banks that were privately owned performed the capital

Leading Financial Institution The Royal Bank of Canada (RBC) was founded in Halifax, Nova Scotia in 1864, and started its expansion into the Maritime Provinces in the 1970s. Today, RBC is Canada’s largest financial institution by market capitalization and total assets . RBC competes globally among the largest banks in the world with over fifteen million clients in forty-six countries worldwide. Although the majority of RBC’s revenues are produced in Canada (64%), a bit over a third are in the U.S (18%)

Taxation in India The Indian Tax Structure is quite elaborate, with clear distinction in authority between Central, State and local governments. The taxes levied by the Central government are on income (other than tax on agriculture income which would be levied by the state government), customs duties, central excise and service tax. The State government levies Value Added Tax (VAT), sales tax in states where VAT is not applied, stamp duty, state excise, land revenue and tax on professions. Local