a) Bank B reported a debt to equity ratio of 8.5 at the end of year 2019. If the 'bank's total assets at the end of year 2019 was $28 million, how much of its assets were financed with equity?

Considering that the credit policy of Steward (Pty) Ltd is 90 days, which one of the following statements is true when analysing the debtor’s collection period?   A. The debtor’s collection period improved from 2020 to 2021, and the company is still collecting debtors within their credit policy terms of 90 days. B. The debtor’s collection period improved from 2020 to 2021, which is also good for the cash flow of the company. C. The debtor’s collection period worsened from 2020 to 2021, and the company is not collecting debtors within their credit policy terms of 90 days. D. The debtor’s collection period worsened from 2020 to 2021, but debtor’s are collected within their credit policy terms of 90 days. E. The debtor’s collection period remained constant from 2020 to 2021.

25. Coronado Inc., a greeting card company, had the following statements prepared as of December 31, 2020. CORONADO INC.COMPARATIVE BALANCE SHEETAS OF DECEMBER 31, 2020 AND 2019     12/31/20   12/31/19 Cash   $5,900     $7,000   Accounts receivable   61,400     51,500   Short-term debt investments (available-for-sale)   35,000     18,200   Inventory   40,000     60,500   Prepaid rent   5,000     4,100   Equipment   152,900     131,100   Accumulated depreciation—equipment   (35,200 )   (25,100 ) Copyrights   45,800     50,000   Total assets   $310,800     $297,300                 Accounts payable   $46,100     $40,100   Income taxes payable   3,900     5,900   Salaries and wages payable   8,000     4,000   Short-term loans payable   8,100     10,000   Long-term loans payable   60,400     69,300   Common stock, $10 par   100,000     100,000…

What is the overall assement of the company's credit risk (explain)? Is there any difference between the two years?

A bank has interest expense of $150 million, earning assets of $1.4 billion, and a net interest margin of 5.0%. The bank also has interest-bearing liabilities of $1.1 billion. The bank's spread ratio must be O 1.94% 1.10% 2.08% 1.65%

PLEASE HELP ME

Windsor Inc., a greeting card company, had the following statements prepared as of December 31, 2020. WINDSOR INC.COMPARATIVE BALANCE SHEETAS OF DECEMBER 31, 2020 AND 2019     12/31/20   12/31/19 Cash   $6,100     $7,100   Accounts receivable   62,400     51,000   Short-term debt investments (available-for-sale)   34,700     18,100   Inventory   40,400     60,300   Prepaid rent   4,900     4,000   Equipment   154,100     130,600   Accumulated depreciation—equipment   (34,900 )   (24,800 ) Copyrights   46,400     49,800   Total assets   $314,100     $296,100                 Accounts payable   $46,500     $40,200   Income taxes payable   4,000     6,000   Salaries and wages payable   8,100     4,100   Short-term loans payable   7,900     10,100   Long-term loans payable   59,600     68,400   Common stock, $10 par   100,000     100,000   Contributed…

Your answer is partially correct. Presented below are a number of balance sheet items for Pearl, Inc. for the current year, 2025. Goodwill Payroll taxes payable Bonds payable Discount on bonds payable Cash Land Notes receivable Notes payable (to banks) Accounts payable Retained earnings Income taxes receivable Notes payable (long-term) $ 128,520 Accumulated depreciation-equipment 181,111 Inventory Rent payable (short-term) Income taxes payable Rent payable (long-term) Common stock, $1 par value Preferred stock, $10 par value Prepaid expenses Equipment 303.520 15,180 363,520 483,520 449,220 268,520 493,520 ? Debt investments (trading) Accumulated depreciation-buildings 101,150 1,603,520 Buildings $ 292,180 243,320 48.520 101,882 483,520 203,520 153,520 91,440 1,473,520 124.520 270,380 1.643.520 Current Llabilitles Accounts Payable Notes Payable Rent Payable Payroll Taxes Payable Income Taxes Payable Total Current Llabilitles Long-term Llabilitles Discount on Bonds Payable Bonds Payable…

a) Consider the financial ratios of ABK Bank and the average ratios of peer banks based on 2015 year-end data shown in the table below: Ratios ABK Bank Peer Banks Return on equity (ROE) 14.50% 7.40% Return on assets (ROA) Asset utilisation (AU) Expense ratio (ER) 1.68% 0.85% 6.65% 5.50% 4.95% 4.62% TAX 0.02% 0.03% Note that TAX = applicable income tax/total assets Compare and critically discuss the performance of ABK Bank and that of its peer banks. Conduct a return on equity decomposition analysis for ABK bank and the peer banks as part of your discussion. What are the possible limitations in your analysis?

Janice Wong has extracted the following information from her income statement and balance sheet for 2021 and 2020:   2021 2020 Profit After Tax $687,511 $665,763 Cash at Bank $109,805 $102,213 Mortgage payable this year $21,488 $31,995 Inventory $39,432 $42,929 Accounts payable $128,057 $121,309 Accounts receivable (trade debtors) $444,563 $393,798 Mortgage payable in 5 years time $516,150 $633,164 Owner's Equity  $1,479,443 $1,096,378   Based on the information provided, calculate the Return on Equity for 2021.