Table of Contents
Preface
Ch. 1 Financial Planning: The Ties That Bind 2
Ch. 2 Financial Planning: Measuring Your Financial Health and Establishing a Plan 32
Ch. 3 Understanding the Time Value of Money 66
Ch. 4 Tax Planning and Strategies 96
Ch. 5 Cash or Liquid Asset Management 142
Ch. 6 Using Credit Cards: The Role of Open Credit in Personal Financial Management 172
Ch. 7 Using Consumer Loans: The Role of Planned Borrowing in Personal Financial Management 202
Ch. 8 Major Expenditures: The Home and Automobile Decision 232
Ch. 9 The Role of Life Insurance 282
Ch. 10 The Role of Health Insurance 318
Ch. 11 The Role of Property and Liability Insurance 348
Ch. 12 Investment Basics: Things You Should Know Before You Talk to a Broker or Financial Planner 378
Ch. 13 An Introduction to the Securities Markets 412
Ch. 14 Investing in Stocks 444
Ch. 15 Bonds and Other Investments 474
Ch. 16 Mutual Funds: An Easy Way to Diversify 506
Ch. 17 Retirement Planning 542
Ch. 18 Estate Planning: Saving Your Heirs Money and Headaches 574
App. A Using a Financial Calculator 602
App. B Compound Sum of $1 618
App. C Present Value of $1 620
App. D Compound Sum of an Annuity of $1 for n Periods 622
App. E Present Value of an Annuity of $1 for n Periods 624
App. F Monthly Installment Loan Tables 626
App. G Worksheets 628
Index