Which of the following institutions oversees the safety and stability of the U.S. banking system? a. Office of the Comptroller of the Currency b. Federal Financial Institutions Examination Council c. Federal Open Market Committee d. The Federal Reserve

Consider the following dialog between Susan, a student studying a chapter on “Money and the Banking System” and Megan, her teaching assistant. SUSAN: I wanted to ask you about the “too big to fail” notion. What does it entail? I had a feeling that during the lecture our professor was criticizing big banks, but I have always thought that big banks are more reliable than small banks. My parents, for example, have always preferred a big bank operating at a national level over a small local bank.MEGAN: The fact that big financial institutions may create financial crises rather than help avoid them is counterintuitive, isn't it? You see, each bank is part of a national, even an international, banking system. In turn, the banking system is part of the broader financial system. If one of the system's components fails, it creates a domino effect, undermining the stability of the entire system. For example, a bank run will cause trouble for other banks that are owed money by the first bank.…

what is the defintion of money? If it is an economic concept, define the concept and describe it key features, uses, strengths, weaknesses, and relevance to the evolution of finance and banking in the United States.

Use the following balance sheet for the following bank in answering questions 18 and 19. Assume the required reserve ratio is 20%. Assets $ 27,000 Liabilities and net worth Checkable deposits Capital stock S110,000 200,000 Reserves Loans 50,000 33,000 200,000 Securities Property 18. Refer to the above data. This bank can safely expand its loans by a maximum of: * $5,000. $25,000. $12,000. $7,000