Which of he following stalements about lhe Time Limil on Certain Defenses provision in an Accident and Heallh policy is CORRECT?   A.It specifies the period of time after which an insurance company can deny a claim on he basis of the claim having pre-existed before the effective dale of coverage.   B.It specifies the period of lime during which the insured must submit Proof of Loss.   C.It prohibits legal actions against the insurance company after a specified period of time.   D.It prevents an insurance company from maki any changes to a policy after il is issued

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