The monthly service charge is $10 (basicCharge = 10) Request the beginning balance Calculate the charge due to low balance: If the beginning balance is a negative number Print the urgent message for overdrawn the charge for this part is $15 (lowBalanceCharge = 15) If the beginning balance is below $400, the charge for this part is $15 (lowBalanceCharge = 15) Otherwise, no extra charge for this part (low BalanceCharge = 0) Request the number of checks written //Check input validation If the number of checks written is a negative number Tell the user it is an invalid input Request again the number of checks written Calculate the charge for the number of checks written (checkCharge): If # of checks is less than 20 checkCharge = 0.10 * (# of checks) otherwise if # of checks is less than 40 checkCharge = 0.08 * (# of checks) otherwise if # of checks is less than 60 checkCharge = 0.06 * (# of checks) otherwise (for 60 or more checks) checkCharge = 0.04 * (# of checks) Get the total service charge for the month: totalCharge = basicCharge + lowBalanceCharge + checkCharge Display the result in the currency format (for example, $ 500.00)

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**Overview of Bank Service Charge Calculation**

This guide aims to assist users in understanding how to calculate monthly service charges for a bank account based on the beginning balance and the number of checks written.

1. **Basic Monthly Service Charge:**
   - The monthly service charge is set at $10. This is referred to as `basicCharge`.

2. **Beginning Balance Inquiry:**
   - Users are prompted to enter their beginning balance.

3. **Low Balance Charge Calculation:**
   - If the beginning balance is a negative number:
     - Print an urgent message indicating the account is overdrawn.
     - A charge of $15 (denoted as `lowBalanceCharge`) applies.
   - If the beginning balance is below $400:
     - A charge of $15 applies.
   - Otherwise:
     - No extra charge is applied for this section.

4. **Number of Checks Written:**
   - Users are requested to input the number of checks they have written.

5. **Input Validation for Checks:**
   - If the number of checks is negative:
     - Inform the user that the input is invalid.
     - Prompt the user to enter the number again.

6. **Check Charge Calculation:**
   - Based on the number of checks written, calculate `checkCharge` as follows:
     - If less than 20 checks: `checkCharge = 0.10 * (number of checks)`
     - If less than 40 checks: `checkCharge = 0.08 * (number of checks)`
     - If less than 60 checks: `checkCharge = 0.06 * (number of checks)`
     - If 60 or more checks: `checkCharge = 0.04 * (number of checks)`

7. **Total Monthly Service Charge Calculation:**
   - Compute the total service charge using the formula:  
     `totalCharge = basicCharge + lowBalanceCharge + checkCharge`

8. **Display of Result:**
   - Present the total service charge to the user in a currency format (e.g., $500.00).

This flowchart provides a structured methodology for users to accurately determine the bank service charges applicable for a given month based on specific criteria.
Transcribed Image Text:**Overview of Bank Service Charge Calculation** This guide aims to assist users in understanding how to calculate monthly service charges for a bank account based on the beginning balance and the number of checks written. 1. **Basic Monthly Service Charge:** - The monthly service charge is set at $10. This is referred to as `basicCharge`. 2. **Beginning Balance Inquiry:** - Users are prompted to enter their beginning balance. 3. **Low Balance Charge Calculation:** - If the beginning balance is a negative number: - Print an urgent message indicating the account is overdrawn. - A charge of $15 (denoted as `lowBalanceCharge`) applies. - If the beginning balance is below $400: - A charge of $15 applies. - Otherwise: - No extra charge is applied for this section. 4. **Number of Checks Written:** - Users are requested to input the number of checks they have written. 5. **Input Validation for Checks:** - If the number of checks is negative: - Inform the user that the input is invalid. - Prompt the user to enter the number again. 6. **Check Charge Calculation:** - Based on the number of checks written, calculate `checkCharge` as follows: - If less than 20 checks: `checkCharge = 0.10 * (number of checks)` - If less than 40 checks: `checkCharge = 0.08 * (number of checks)` - If less than 60 checks: `checkCharge = 0.06 * (number of checks)` - If 60 or more checks: `checkCharge = 0.04 * (number of checks)` 7. **Total Monthly Service Charge Calculation:** - Compute the total service charge using the formula: `totalCharge = basicCharge + lowBalanceCharge + checkCharge` 8. **Display of Result:** - Present the total service charge to the user in a currency format (e.g., $500.00). This flowchart provides a structured methodology for users to accurately determine the bank service charges applicable for a given month based on specific criteria.
# Program 4: Bank Charges

**Due on Sunday, 10/16/2022, by 11:59pm**

## Lab Objectives

This lab aims to reinforce programming concepts from Chapter 4 of *C++ Programming: Program Design Including Data Structures, 8th Edition*. In this lab you will practice:
- Requesting & validating input
- Using selective structure to make decisions

## Problem Description

A bank may have the following service charges for a commercial bank account:
- Basic charge, which will always charge every month
- Check charge for the checks written, which depends on the number of checks you have written in the month
- Charge for low balance, which will be checked and charged at the beginning of the month

Write a program named `Program4_BankCharges_YourName.cpp` for the banking activities and calculate the total monthly service charge from the bank.

The bank charges $10 per month (*basic charge*) plus the following check fees for a commercial checking account (*check charge*):
- $0.10 each for less than 20 checks
- $0.08 each for 20 – 39 checks
- $0.06 each for 40 – 59 checks
- $0.04 each for 60 or more checks

The bank also charges an extra $15 if the beginning balance of the account falls below $400 (before basic charge and any check fees are applied, it is *low balance charge*).

## Program Requirements

This program shall:
1. Request inputs: ask for the **beginning balance** and the **number of checks written**
2. Validate inputs:
   - For the beginning balance, display an urgent message indicating the account is overdrawn if a negative value is entered.
   - For the number of checks written, ask the user to re-enter if a negative value is entered.
3. Compute the bank’s service fees for the month:
   - Fixed monthly charge ($10) - *basic charge*
   - Charge for checks written (the amount depends on the number of checks written) - *check charge*
   - A possible extra charge ($15 if the beginning balance is below $400) - *low balance charge*
4. Display the bank’s service fees for the month.
5. Add a `cout` statement to display the information of this program as shown in the following box at the bottom of your program, before `return` statement:

   ```
Transcribed Image Text:# Program 4: Bank Charges **Due on Sunday, 10/16/2022, by 11:59pm** ## Lab Objectives This lab aims to reinforce programming concepts from Chapter 4 of *C++ Programming: Program Design Including Data Structures, 8th Edition*. In this lab you will practice: - Requesting & validating input - Using selective structure to make decisions ## Problem Description A bank may have the following service charges for a commercial bank account: - Basic charge, which will always charge every month - Check charge for the checks written, which depends on the number of checks you have written in the month - Charge for low balance, which will be checked and charged at the beginning of the month Write a program named `Program4_BankCharges_YourName.cpp` for the banking activities and calculate the total monthly service charge from the bank. The bank charges $10 per month (*basic charge*) plus the following check fees for a commercial checking account (*check charge*): - $0.10 each for less than 20 checks - $0.08 each for 20 – 39 checks - $0.06 each for 40 – 59 checks - $0.04 each for 60 or more checks The bank also charges an extra $15 if the beginning balance of the account falls below $400 (before basic charge and any check fees are applied, it is *low balance charge*). ## Program Requirements This program shall: 1. Request inputs: ask for the **beginning balance** and the **number of checks written** 2. Validate inputs: - For the beginning balance, display an urgent message indicating the account is overdrawn if a negative value is entered. - For the number of checks written, ask the user to re-enter if a negative value is entered. 3. Compute the bank’s service fees for the month: - Fixed monthly charge ($10) - *basic charge* - Charge for checks written (the amount depends on the number of checks written) - *check charge* - A possible extra charge ($15 if the beginning balance is below $400) - *low balance charge* 4. Display the bank’s service fees for the month. 5. Add a `cout` statement to display the information of this program as shown in the following box at the bottom of your program, before `return` statement: ```
Expert Solution
Step 1

Answer:

We have done in C++ programming language and also attached the code and code screenshot and output 

Algorithms:

Step1: we have asked the user input for the beginning  balance 

Step2: we check beginning balance is negative then message urgent message for withdrawn

Step3: then we have ask the user to give the input for check

Step4: if beginning balance is less than the 400$ then calculate the charge charge based on check and  calculate the charge with the basic charge +low balance charge

Step5: if beginning balance is greater than the 400$ then calculate the charge charge based on check +basic charge

 

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