Answered: Statutory Conditions in an insurance policy are established by which one (1) of the following? OA) The Insurance Bureau of Canada. OB) The Registered Insurance…

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Statutory Conditions in an insurance policy are established by which one (1) of the following?
OA) The Insurance Bureau of Canada.
OB) The Registered Insurance Brokers Act of Ontario.
OC) The Insurance Act.
OD) The Insurance Brokers Association of Ontario.

Your insureds occupy a single family detached dwelling. For economic reasons, they are considering renting the
finished basement to a tenant. What affect will this have on their Homeowners Policy?
OA) None at all. Renting part of a dwelling is not considered a commercial activity.
OB) They will have to install a smoke detector in the basement and the policy will then be in full force.
OC) The policy will have to be cancelled and re-issued on a Secondary Dwelling form.
OD) The policy must be endorsed to declare it is no longer a single family, owner-occupied dwelling.

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Statutory Conditions in an insurance policy are established by which one (1) of the following? OA) The Insurance Bureau of Canada. OB) The Registered Insurance Brokers Act of Ontario. OC) The Insurance Act. OD) The Insurance Brokers Association of Ontario.

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