overturned the section of the Banking Act of 1933 that prohibited commercial banks from selling insurance or performing the functions of investment banks. O The Sarbanes-Oxley Act of 2002 O The Securities and Exchange Act of 1934 O The Financial Services Modernization Act of 1999 O The Securities Act of 1933

Which of the following statements is true about banks?(Choose an answer from the list below; only one  is correct.) Reference: Chapter 11 and/or slides for class discussion. Group of answer choices They hold ALL of their customers deposits in the form of cash or government bonds. They are NOT allowed to set the interest rates at which they lend, interest rates on products like mortgages are set by the Federal Reserve or by another of their regulators. They act as an intermediary for borrowers and savers by taking in DEPOSITS and using them to make LOANS. They are owned and operated by the government and are not permitted to make a profit.

Only one statement is 100% correct. Which one? → A. State agencies charter and regulate national banks. B. The Federal Deposit Insurance Corporation (FDIC) is the oldest U.S. commercial bank regulators. < C. The Federal Reserve System (FRS) has regulatory power over nationally chartered banks and their holding companies and state banks that opt in to the FRS. < D. The Office of the Comptroller of the Currency (OCC) charters and regulates state banks.

What helps prevent bank runs today? Group of answer choices Deposit insurance operated by the Federal Deposit Insurance Corporation (FDIC). Required Reserve Ratios. The U.S. Federal Reserve's Discount Window. All the above.

Which of the following regulatory events in the 20th century potentially influenced the financial sector? Passing of the Glass-Steagall Act Establishment of the Securities and Exchange Commission (SEC) Establishment of the Federal Reserve Banking System Repeal of the Glass-Steagall Act Securities Investor Protection Act passed

The financial regulations governing the banking sector and most importantly mortgage-backed asset, did not prevent or alleviated the financial collapse in 2008/9? Critically discuss?

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It safeguards the investing public against losses in case of fraud, failure or insolvency of brokers and dealers who are members of the exchange. a. alert levels b, Phil. Stock Exchange c. Securities Investor Protection fund Inc. d. Dow Jones Industrial Average

Banks are regulated by e.g. Basel-II or -III-rules.a) Please name the reason why the Basel accords bear the name of the Swiss town Basel.  b) Please explain one aspect/ element of Basel II-equity rules.(reason(s) for rule; measurement/ figure; weakness; enhancement by Basel-III-regulation) Banks have to ensure that they are able to meeting all clients’ withdrawals by “holdingliquidity”. c) Please explain the regulation of liquidity by Basel rules.(Basel-II liquidity regulation, event for strict(er) rules, enhancement by Basel-III-rules,measurement of liquidity situation of banks, effects on banks’ profit situation).