No chatgpt used pls i will dislike What is the primary function of an investment bank? A) Providing loans to individuals B) Facilitating the buying and selling of securities C) Offering retail banking services D) Regulating financial markets

Which of the following is NOT a type of depository institution?

Question one: True or False (Correct the wrong answer)1) Deposits are considered as assets in the bank’s balance sheet2) Credit risk in banks could occur duo to Inadequate income of lenders3) Interest rate on cash credit is higher than interest rate on bank overdraft4) Trading securities is one of the agency functions offered by commercial banks5) Banks accept deposits in order to lend money to the borrowers6) When banks accept deposits, it basically means they are lending money to the depositors7) Cash and treasury management are services provided by commercial banks8) Online banks could face risks linked to rapid technological changes9) Bank regulation’s only objective is to protect the consumer10) International banks have higher transaction costs than regular banks11) Large commercial banks focus on earning fee income on nontraditional activities12) Deposits are considered as liabilities in the bank’s balance sheet13) Banks underwriting loans with the expectation that another party…

A bank is considering implementing a business rules management system for assessing the riskand creditworthiness of individuals as part of the loan approval process.• List and explain 3 benefits of such a system?• List 2 potential legal or ethical issues that might arise in the use of such a system

Question 13 Which of the following is most likely to be described as a depository institution? fınance companies securities firms credit unions pension funds insurance companies

how does investment bank work

Which of the following assets would be considered least liquid? Group of answer choices A savings account A checking account An interest-paying checking account A money market mutual fund Series EE US savings bonds

What are the advantages and disadvantages of direct lending for the bank?

What are the main commercial services offered by banks? can you answer in your own words

The following is true of deposit insurance, except   a Depositor no longer has incentives to monitor the activities of the bank         b Moral hazard dissuades the bank manager from taking risky projects        c In theory, regulators have replaced depositors in the monitoring of banks       d Moral hazard encourages the bank manager to take on risky projects