Jen Fama, the associate credit analyst, was assigned the task of analyzing James' loan request. Industry Financial Ratios Current ratio Acid-test ratio Debt ratio Time interest earning Average collection periods Inventory turnover Return on equity Operating return on assets Operating profit margin Total asset turnover Fixed asset turnover Industry financial ratios 2016 1.8 0.9 0.5 10 20 7 12.00% 16.80% 14.00% 1.20 1.80 A. Which of the ratios calculated in part a do you think should be most crucial in determining whether the bank should extend the line of credit? Calculate in excel James' ratios to compare with the industry ratios. Submit your excel file. B. Use the information provided by the financial ratios and industry-norm ratios to decide if you would support making the loan. Discuss the basis for your recommendation.

What is the overall assement of the company's credit risk (explain)? Is there any difference between the two years?

Calculate the following ratios  from the income statement and balance sheet all are required 1-Payables Turnover   2-Debt-Equity Ratio   3-Debt Ratio   4-Total Asset Turnover   5-Fixed Asset Turnover Statement of financial positionas at 31 December 2018       2018 2017   Note   RO     RO ASSETS             Non-current assets             Property, plant and equipment 14 8,407,572 9,300,442 Deferred tax assets 12 40,977 18,550                   8,448,549 9,318,992 Current assets             Inventories 15 430,885 422,421 Trade and other receivables 16 1,129,440 1,235,724 Due from related parties 24 70,300 73,050 Cash and bank balances 17 6,856,734 6,439,709             Total current assets   8,487,359 8,170,904           Total assets   16,935,908 17,489,896 EQUITY…

Using the financial statements in the image, calculate the following ratios for both the FY 2017 and FY 2018: Current Ratio Quick Ratio Total Asset Turnover  Average Collection  Total Debt to Total Assets Times Interest Earned Net Profit Margin Return on Assets Return on Equity Modified Du Point Equation for FY 2018 PE Ratio Market to Book Ratio

Given the following information, calculate for 2016 the number of days of working capital financing the firm will need to obtain from other sources? (i.e., show the calculations of the Days Outstanding (including embedded Turnover ratios) for each of Accounts Receivable, Inventory, and Accounts Payable, as well as the intermediate calculation of Purchases used to calculate Days Outstanding for Payables, and finally, the number of days of external working capital financing required.

a) Consider the financial ratios of ABK Bank and the average ratios of peer banks based on 2015 year-end data shown in the table below: Ratios ABK Bank Peer Banks Return on equity (ROE) 14.50% 7.40% Return on assets (ROA) Asset utilisation (AU) Expense ratio (ER) 1.68% 0.85% 6.65% 5.50% 4.95% 4.62% TAX 0.02% 0.03% Note that TAX = applicable income tax/total assets Compare and critically discuss the performance of ABK Bank and that of its peer banks. Conduct a return on equity decomposition analysis for ABK bank and the peer banks as part of your discussion. What are the possible limitations in your analysis?

I need assistance calculating ratios with the attached income statement and balance sheet:     Fiscal 2017 Fiscal 2016 Gross margin, as reported 35.6% 35.2%      Mark-to-market effects (0.1) (0.4)      Restructuring costs 0.3 0.5      Project-related costs 0.3 0.3 Adjusted gross margin 36.1% 35.6%     Calculate the following financial ratios for 2016 and 2017 4. Reutrn on assets (2015, total assets = $21,932.0 million) 5. Return on common stockholders' equity  (2015, total stockholders' equity = $4996.7 million) 6. Current ratio

Suppose the following information was taken from the 2017 financial statements of FedEx Corporation, a major global transportation/delivery company. (in millions)   2017   2016 Accounts receivable (gross)   $ 3,302   $ 4,396 Accounts receivable (net)   3,273   4,367 Allowance for doubtful accounts   29   29 Sales revenue   32,226   39,472 Total current assets   6,758   6,532 Answer each of the following questions.             (a) Calculate the accounts receivable turnover and the average collection period for 2017 for FedEx Corporation. (Round answers to 1 decimal place, e.g. 12.5. Use 365 days for calculation.)

You have been asked by the CFO to analyze a prospective customer who has requested sales on credit. Use the financial statements for TechnoTCL, Inc Download financial statements for TechnoTCL, Inc  to calculate the attached ratios and complete the assignment.  Prepare a brief presentation (maximum of 4 slides) to the CFO including the calculations and 2-3 sentences interpreting each ratio.  Slide One: Calculate and interpret the following debt ratios: debt ratio, debt-equity ratio, and times interest earned for all three years. Slide Two:  Analyze one of the debt ratios including why the ratio is used and what the actual results for TechnoTCL might indicate. Slide Three: Calculate and interpret the following profitability ratios: operating profit margin, net profit margin, return on assets, and return on equity for all three years. Slide Four: Analyze one of the profitability ratios including why the ratio is used and what the actual results for TechnoTCL might indicate. echnoTCL,…

The table below provides selected financial data for the Vogon Construction Co. in Years t and t-1. Interest Expense Short-Term Debt Long-Term Debt Total Liabilities Selected Financial Information Vogon Construction Co. Year t-1 Year t 32.4 12.6 61.0 67.1 140.0 461.0 35.3 388.4 What interest rate (on average) does the company pay on its borrowed funds? Express your answer in percentage form rounded to one decimal place.