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It is important to warn an applicant for a travel health insurance policy of
certain limitations it contains. Which one (1) of the following terms is NOT
a policy limitation?
Expenses that occur due to delayed return home that, before leaving, the
insured was aware would make it unlikely to complete the trip as booked.
Pregnancy, childbirth or miscarriage or any complications due to pregnancy
occurring within eight weeks of expected delivery date.
Continuing medical treatment if the insured is medically fit to return to the
country of residence following emergency treatment of a critical sickness or
injury.
Insured health related benefits are only payable for the amounts that the
same services would have cost in the insured's country of domicile.
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Transcribed Image Text:It is important to warn an applicant for a travel health insurance policy of certain limitations it contains. Which one (1) of the following terms is NOT a policy limitation? Expenses that occur due to delayed return home that, before leaving, the insured was aware would make it unlikely to complete the trip as booked. Pregnancy, childbirth or miscarriage or any complications due to pregnancy occurring within eight weeks of expected delivery date. Continuing medical treatment if the insured is medically fit to return to the country of residence following emergency treatment of a critical sickness or injury. Insured health related benefits are only payable for the amounts that the same services would have cost in the insured's country of domicile.
You have obtained a Travel Health policy for a client who will be starting the trip in 10 days time. You later discover that
the dosage of medication prescribed by the physician and declared in the policy application has been increased since the
policy was applied for. What action should you take?
OA) Tell the insured that this must be declared immediately to the insurer.
OB) Tell the insured to say nothing about it if there is a claim.
OC) Do nothing.
OD) Ask for the policy to be returned for cancellation.
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Transcribed Image Text:You have obtained a Travel Health policy for a client who will be starting the trip in 10 days time. You later discover that the dosage of medication prescribed by the physician and declared in the policy application has been increased since the policy was applied for. What action should you take? OA) Tell the insured that this must be declared immediately to the insurer. OB) Tell the insured to say nothing about it if there is a claim. OC) Do nothing. OD) Ask for the policy to be returned for cancellation.
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