INTEREST INCOME On loans and advances On investment securities On deposits with BSP and other banks INTEREST EXPENSE On deposits On bills payable and other borrowed funds NET INTERESTINCOME PROVISION FOR CREDIT AND IMPAIRMENT LOSSES NET INTEREST INCOME AFTER PROVISION FOR CREDIT AND IMPAIRMENT LOSSES TIMPAIRMENT OTHER INCOME Fees and commissions Income from foreign exchange trading Securities trading gain Income attributable to insurance operations Net gains (losses) on disposals of investment securities at amortized cost Other operating income OTHER EXPENSES Compensation and fringe benefits Occupancy and equipment-related expenses Other operating expenses PROFIT BEFORE INCOME TAX INCOME TAX EXPENSE Current Deferred NET INCOME FROM CONTINUING OPERATIONS NET (LOSS) INCOME FROM DISCONTINUED OPERATIONS NET INCOME AFTER TAX STATEMENT OF INCOME FOR EACH OF THE THREE YEARS IN THE PERIOD ENDED 2022 84,909,000,000 16,863,000,000 1,496,000,000 103,268,000,000 14,821,000,000 3,381,000,000 18,202,000,000 85,066,000,000 9,167,000,000 75,899,000,000 11,339,000,000 2,617,000,000 857,000,000 1,379,000,000 214,000,000 17,053,000,000 33,459,000,000 19,528,000,000 18,761,000,000 19,701,000,000 57,990,000,000 51,368,000,000 12,438,000,000 -906,000,000 11,532,000,000 39,836,000,000 0 39,836,000,000 2021 72,225,000,000 10,436,000,000 1,956,000,000 84,617,000,000 10,168,000,000 4,866,000,000 15.034,000,000 69,583,000,000 13,135,000,000 56,448,000,000 11,204,000,000 2,384,000,000 97,000,000 1,854,000,000 1,513,000,000 10,770,000,000 27,822,000,000 18.528,000,000 16,010,000,000 16,195,000,000 50,733,000,000 33,537,000,000 8,328,000,000 1,099,000,000 9,427,000,000 24,110,000,000 0 24,110,000,000 2020 82,312,000,000 12,052,000,000 1,944,000,000 96,308,000,000 18,986,000,000 5.058,000,000 24,044,000,000 72,264,000,000 28,000,000,000 44,264,000,000 8,899,000,000 2,155,000,000 3,310,000,000 1,506,000,000 4,647,000,000 9,142,000,000 29,659,000,000 18,005,000,000 14,606,000,000 15,543,000,000 48,154,000,000 25,769,000,000 10.751.000.000 -6,845,000,000 3,906,000,000 21,863,000,000 -211,000 21,862,789,000 3-Year Average 79,815,333,333.33 13,117,000,000.00 1,798, 666,666.67 94,731,000,000.00 14,658, 333, 333.33 4,435,000,000.00 19,093,333,333.33 75,637,666,666.67 16,767,333,333.33 58,870, 333, 333.33 10,480, 666,666.67 2,385, 333, 333.33 1,421, 333, 333.33 1,579,666,666.67 2,124,666,666.67 12,321, 666,666.67 30, 313, 333, 333.33 18,687,000,000.00 16,459,000,000.00 17,146,333,333.33 52, 292, 333, 333.33 36,891,333,333.33 10,505,666,666.67 (2.217.333.333.33) 8,288, 333, 333.33 28,603,000,000.00 (70,333.33) 28.602.929.666.67 Percentage 84.255% 13.847% 1.899% 100.000% 15.474% 4.682% 20.155% 79.845% 17.700% 62.145% 11.064% 2.518% 1.500% 1.668% 2.243% 13.007% 31.999% 19.726% 17.374% 18.100% 55.201% 38.943% 11.090% -2.341% 8.749% 30.194% 0.000% 30.194%

Question 7 Z scores are:   A. Used to evaluate the quality of imaged files   B. Used to identify outliers in data   C. A fraud score based on ISO standards   D. Issued by the SEC to identify public companies that are experiencing risk assurance problem           ReplyForward

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