In the early years of the American Great Depression, what percent of banks failed in the United States? a) over 80% b) around 50% c) less than 10% d) about 25%

what is a real life example of a commercial bank

Summarize the Before Collapse of Silicon Valley Bank, the Fed Spotted Big Problems article from the New York Times.  Descriptive (no more than one-half page in length).  Provide a summary of the article you analyze.  (What is the major idea or theme the author is describing, developing, or attempting to put forth? In what ways does the author expand on his/her major idea or theme?  What conclusions does the author reach?)   What I'm looking for here is a "bird's-eye view."  NO QUOTES; NO DATA or STATISTICS.

Which of the following is a reason that banks are so heavily regulated? a) governments are concerned about the safety of deposits the industry is a principal determinant of aggregate demand bank failures are contagious all of these responses are correct

Banks don't lend out all of the funds deposited because:     A) they need to make more money on interest-bearing deposits.   B) they need to reduce their liquidity position.   C) it would not be profitable.   D) they have to satisfy any depositor who wants to withdraw funds.

Which of the following describe a common cause of bank panics? Check all that apply. Bank regulators are bureaucrats who do not keep up with real-world banking issues.   A run on a given bank is often contagious and spreads to other financial institutions.   Bank executives are not trained in risk management

The Bank of Canada wishes to reduce the money supply, implementing a tight monetary policy. Which of the following is NOT consistent with this goal? (A) Reducing the reserve requirement for banks. (B) Selling government bonds. (C) Increasing the target for the overnight rate. (D) Printing less currency

Should the government guarantee loans for small businesses that are missing the necessary track record, assets, or other ingredients to obtain a commercial bank loan?

Bank credit creation is seen by Werner as a reason for the Japanese economic boom in the 80’s and subsequent collapse in the 90’s, and generally boom bust cycles occur, because, (a) Banks were merely intermediaries, taking deposits and giving loans, causing the rise and fall. (b) “Good” debt from asset lending allowed banks to lend to the real sector increasing nominal GDP, when asset prices fell, the “bad” debt caused banks to withdraw credit to the real sector causing a recession. (c) Banks lent heavily to assets, causing asset prices to rise and then withdrew credit from assets causing a collapse (d) Both (b) and (c) (e) All of the above

Should Central Banks be independent? Explain and discuss.