Congress has enacted a number of regulations that have established criteria for evaluating home loan applicants and mandating disclosures in the origination of home loans. Which of the following congressional acts requires important disclosures concerning the cost of consumer credit, including the computation of the annual percentage rate (APR)? Multiple Choice Equal Credit Opportunity Act (ECOA) Truth-in-Lending Act (TILA) Real Estate Settlement Procedures Act (RESPA) Home Ownership and Equity Protection Act (HOEPA)

1) In the years that the Crazy Eddie story occurred, a large amount of retail transactions were conducted by cash or check, whereas today these retail sales would primarily be paid by debit or credit card. Also, during the Crazy Eddie years, internet shopping was not available. Explain why the Crazy Eddie story would be unlikely today.   2) Consider the difference between asset misappropriation crimes and financial statement fraud. List at least 6 different fraud schemes conducted at the Crazy Eddie business and identify whether each one is either asset misappropriation, financial statement fraud, or other fraud types.   3) Identify by year ranges three different time periods when the Crazy Eddie primary fraud strategy changed. A) What was the primary fraud strategy for each period you have identified. B) List whether the company was public (traded on a stock exchange) or private during each of the three periods you have identified. C) Describe the strategy employed when the “skim” was…

demonstrate an understanding of accounting principles and practices; apply Generally Accepted Accounting Principles (GAAP) in the accounting cycle demonstrate the relationship between GAAP and accounting practices  describe the roles of various agencies (e.g., CPA Ontario, Ontario Securities Commission, Canada Revenue Agency) and their effects on accounting practices.

summary on Management of Financial Technology Innovation and Regulation

The Nova Scotia government passes a law creating the Nova Scotia Postal Service (NSPS). The premier explains that Canada Post is just not efficient enough and the Nova Scotia government feels it could make money offering a postal service to Nova Scotians. Is it likely that the Nova Scotia government has the jurisdiction to create the NSPS? Explain your answer

Describe the healthcare reimbursement management skills

Read and analyze the “Fair Debt Collection Practices Act.” Discuss the actions that violate this act and the penalties associated with those violations.

Congress is give the exclusive power to adopt regulations under the commerce caluse for which of the following? (Choose all of the correct answer). A. Amtrack train fares between L.A. and Reno, Nevada B. Lyft fares charged in Las Vegas C. Air fares charged by airlines between S.F. and New York D. Bus fares between L.A. county and Phoenix, Arizona  E. Catamaran fares between Huntington Beach and San Clemente Island

Which of the following is true of the Sherman Act? Multiple Choice   It was intended to protect large producers.   It was passed to prohibit deceptive pricing.   It was passed after the Depression of the 1930s.   It focuses on consumer protection.   It was aimed at efforts to restrain trade or lessen competition.

The AICPA can bar or suspend from practice any accountant deemed to have engaged in "unethical or improper professional conduct." Select one: True False