Ana is a 41-year-old lawyer who has taken out a universal life insurance policy to protect her two children (ages 12 and 9) in the event of death. Each year, Ana chooses how much would like to contribute to the policy, as shown by the first row of the table below. The insurance company subtracts from this an administrative fee along with the cost of the death benefit (the     portion of the policy) then puts the remainder into the cash value (or    ) portion of the policy. This money earns interest at a    rate of return. Based on the given information, calculate the amount that is added to the cash value portion of the policy in each of the first three years.     Year 1 Year 2 Year 3 Premium (annual contribution) $2,834 $2,220 $1,757 Administrative fee $80 $80 $80 Cost of death benefit $100 $100 $100 Amount added to cash value $   $   $     The cost of the death benefit portion of universal policies is only fixed for certain periods and rises with age, as is the case with    life insurance policies. Suppose that in the 10th year of her policy, her cost of death benefit has risen substantially. At the same time, she is paying to have major repairs done on her home and currently cannot afford to pay her life insurance premium.   True or False: Under the terms of a standard universal policy, if Ana stops paying her premiums, then the administrative fee and cost of death benefit will be deducted from the savings portion of her policy (assuming sufficient cash value accumulation,) and the policy will remain active. True   False