Just like anything else that is first implemented out to people, there are also flaws. Not everything that first rolls out to the public is perfect. However, although this new health care may have some flaws in the beginning, some may say that there are a little more just minute flaws. Some may express that the new Affordable Care Act may be a reform that will hurt us rather than help us. “If there is any area of social policy in which Americans are likely to be aware that their system has flaws, it is in health care.” As if America it is not already the country that has the most expensive health care system , “Americans pay an average annual cost of $8,174 per person for their health care, over twice as high as the average Western …show more content…
Either way, those who do not benefit from this Obamacare will have to pay for it as well. This is due to the increase of taxes that will be implemented throughout the country to help support the new system. Many would say that raising taxes to those who do not have access to the affordable health care system is unjust because they do not benefit from this new reform act. “Despite the above efforts, some people ended up paying more for health insurance under Obamacare than they did under their previous private plans.” This new form system cannot become an effective reform act if the price will increase for those who do not have the access to this system. “No reform can work well or very long if its costs are unsustainable.” Along with that, for those who were ‘privileged’ to obtain this new health care system were still charged a substantial increase in their health coverage plan.
Among the newly insured, more than three-quarters are satisfied with coverage.
And only a minority of those who have been continuously insured have noticed a difference in coverage under Obamacare, according to the study. Among those who have experienced a change in coverage under the program, 48 percent said the change was a hike in premiums, deductibles, co-payments or other out-of-pocket expenses.
Another downfall to this new Affordable Care Act that is now put into action by the government is that the ACA mandates that every American to have some form of health
Although the Affordable Healthcare Act, also known as Obamacare, claims to be different from other countries that have socialized their healthcare, it is actually quite similar to them. For example in countries like Canada and Great Britain both have similar systems that are like Obama is trying to implement here in the United States. “This approach has proven a failure in other countries, leading to the rationing of care and the lowering of standards. It will prove disastrous here - a pubic-policy malpractice.” (Gratzer p.4) With this implementation, we could be going down the same path of these countries that have a government run health care system. Even with the system that we have now, that is causing such great inflation in the economy, it will be the same with or without this new legislation. “Government managed health care systems are facing the same problems with the health inflations.” (Gratzer p.11) It is quite clear in both systems that inflation is almost unavoidable. That can be caused by a much deeper root cause of how these legislations are being implemented and played out. “Blame socialized healthcare, which produces rationed care wherever it appears.” (Gratzer p.8) Another great issue with the Affordable Care Act is that it will rationed out, which can cause people to wait for treatment for a really long time. In
The Affordable Care Act (Obamacare) from being introduced in 2010 has not been well received by the public. Two main consequences are economic issues, and many states rejecting the act. Economic issues are relevant because it is assumed that insurance premiums are increased, rising cost increases during a recession, mandated benefits and other costs will be passed on to consumers and billions of dollars will be taken from seniors Medicare benefits. In addition, a requirement of the act is that insurance companies spend at least 50-80 percent of premium dollars on medical care, which will lead to less consumer choice and higher prices. Many states are choosing to reject the act
I will compare the current health care system with the new Patient Protection and Affordable Care Act (ACA) that became law on March 23, 2010. The current system, which is being phased out between 2011 and 2018 is increasingly inaccessible to many poor and lower-middle-class people. About 47 million Americans lack health insurance, an increase of more than two million people from 2005 (Rover, 2011) the increasingly complex warfare between insurers and hospitals over who pays the bills is gobbling up a great deal of money and the end result is that the United States pays roughly twice as much per
In order for the central idea behind“Obamacare” to work, people who were previously uninsured would need to still pay their monthly premiums. Unfortunately, that is not the case as according to CNNMoney, “Around one in five”, people who signed up for their new coverage
The new and improved health care system in America seems to fall short for many people. The Affordable Care Act made history after President Obama signed it into law on March 23, 2010. This bill is going to create a change in how the current system operates which has kept approximately 46.3 million people uninsured. Those numbers are very disturbing by themselves but if we include all of those who are also underinsured then we add on another 25 million. The ACA is has promised to reduce those numbers dramatically. Even though the plan is to reduce these numbers there will still be people without health care coverage. Some will fall in between somewhere which makes them not eligible for Medicaid but also not able to pay the premiums
Despite how beneficial Obamacare has been for those who cannot afford health insurance, it has many flaws. Obamacare requires everyone living in
In 2010, congress enacted President Obama’s National Health Care Act; as a result, it allows Americans to receive affordable health care. President Obama’s National Healthcare plan, otherwise known as the Affordable Care Act, is anything but affordable. The Affordable Care Act is not affordable for citizens that are in the nation’s lower income brackets. The Affordable Care Act is a great government conscious decision for their citizens; however, the Affordable Care Act at the time of its inception was very fiscally irresponsible by our government. The Affordable Care Act must be affordable for Americans across multiple social and economic backgrounds and should take into account the ability to pay.
The Affordable Care Act, signed into law by President Obama on March 23, 2010, fails to reach the intended goal of being more affordable for those in the population who cannot afford health insurance. The Affordable Care Act affects taxes, the out of pocket spending as well as the national debt. Now, considering the word “affordable” is in the name of the act itself, it is very contradicting that the Affordable Care Act is not very “affordable”. Affordable has a very different meaning if you were to ask people across the nation. People in Montana for example, the average salary in the state of Montana is $37,575, while in the state of New York, the average salary is $52,330. People in Montana would see $25,000 a lot differently than people
"The Affordable Care act (Obamacare) main focus is on providing more Americans with access to affordable health insurance, improving the quality of health care and health insurance, regulating the health insurance industry, and reducing health care spending in the US." Yet five years since the implementation of Obamacare, 30.1 million people lost there private insurance,because it did not meet the 10 essential health benefits. Another 3-5 million people will lose there company sponsored health insurance, since companies find it cheaper to pay the penalty than buying there employees health insurance. Also medications will become more expensive due too new taxes that will increase prescriptions for individuals. Americans will find it cheaper to pay the penalty for not having health insurance, since it 's much cheaper and twice as less as the hassle. Obama care lacks to tell what the implications are on the health care system, how are doctors affected and what it means for average Americans living to ends meat.With Obama care addressing how it 's going to make health care affordable it does not address long-term care with an estimated 70% of Americans turning 65 will at some point,depend on long term care in nursing or assisted living facility. A elderly American can spend $42,000 to $84,000 per year and if you are poor enough, you may qualify for Medicaid but those who simply can 't afford the care they need. The Affordable care act originally had a community living
Obamacare is like a seesaw. Either a person has to be all the way at the bottom, or in this case poor, to receive Medicaid, or all the way at the top, or upper class, to afford to buy health insurance outside of employer coverage. There is no happy medium or room for the middle class. The desecration of the middle class is one of the casualties due to the implementation of Obamacare. Although many people believe Obamacare is a great concept, it still has plenty of room for improvement. Especially , with the government no reimbursing the insurance companies, insurers not anticipating all the sick people they have to cover, and how this situation has affected american citizens .
The changes that have been made have been monumental in the health care world. These changes have been positive as well as negative. This new government policy has come about through the Affordable Care Act, more commonly known as Obamacare. This new program has been so purely monumental, because government until then had not been directly involved with health care as much as they are. Benefits include lower costs, and thousands of uninsured individuals and families with health care. Downsides are more and higher taxes, and health insurance goes up. There has been much controversy centered around this topic, and many debates bring the good and bad points of Obama care. One significant fact about Obamacare, is that a lot of Americans don’t understand what Obama care is and what it actually is designed to accomplish. The important question to ask, is do the benefits outweigh cons? Many say yes, and many would like to challenge that. The Affordable Health Care act was designed to give aid to thousands that did not, or could not have health care and it has done exactly that, however it has made others pay in their place, and the question still stands. Is that right, or wrong?
There were a lot of complaints from people when they found out that there was a penalty for not signing up for health insurance. This is very understandable why people would be upset because that isn’t fair, however it is fair if everyone else has to have insurance and pay for it and other’s do not. What a lot of people had to realize was that people with pre-existing conditions and people with out would not have to worry about huge medical bills due to the fact of Obama care making sure they are taking care of
Obamacare uses federal subsidies make health care premiums more affordable for people with lower incomes. People closer to the poverty line receive extra subsidies which reduce the cost of deductibles greatly and can even reach thousands of dollars. However, the case for many of the middle-class Americans is very different. For a person earning more than $47,520 or a four-person family earning $97,200, the premiums and deductibles are very pricey making health care coverage unaffordable. The middle class doesn’t receive the subsidies like the lower income does. Obamacare isn’t making health care more affordable a crossed the board, rather it focuses on helping people with lower incomes by reducing deductibles prices. This makes Obamacare
“ObamaCare contains many benefits, especially for low and middle income families and business” (“ObamaCare: Pros and Cons”). Many people have been having concerns on the cost of the insurance because it has raised in cost. There is a new law out there that President Barack Obama passed called ObamaCare. ObamaCare is also known to be The Affordable Care Act (ACA). The goal of this act was to make sure every American had health insurance by January 2014. ObamaCare went from being something good, to a controversial issue towards Americans. This topic is very debatable in positive and negative ways, it just all depends on how it effects someone. One of ObamaCare’s requirements were to have companies provide health insurance to people
The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.