In other countries, universal health care has been proven successful. For decades, our health care system was in dire need of some kind of change because it has been hurdling toward a crisis. Everyone needs to have some kind of health insurance but it was almost impossible because of the prices skyrocketing and wages haven’t changed but maybe a few cents here and there. Even though the health reform will take years to be fully implemented, it has already helped millions of people access the health care that they need. The uninsured are less likely to receive preventive care and are often diagnosed with disease in more advanced stages which result in a higher risk of dying prematurely than individuals with health care insurance. They would probably …show more content…
That combined with the requirement that people have to sign up at a certain time, health insurance becomes very expensive, with the young subsidizing the old. The Federal and State exchanges should offer multiple insurance plans for those who only need to visit the doctor once a year or when a catastrophe happens, for those who want to pay for routine costs out of pocket and insure only against major medical events. Some people are always going to be healthier than the vast majority so they rarely need any medical attention. However, because of the one-size fits all, they have to have all of these unnecessary benefits that they may only need once or twice when accidents and catastrophes occur. People should be able to buy insurance that fits their needs. Some people do not need insurance that covers birth control, mental health coverage, or kids covered until they are 26, they just need the basics. One model is the Federal Employees Health Benefits Program, which offers many types of health plans to federal workers. Under the ACA, insurance companies have to take anyone in any open enrollment period, so people can wait until they are sick to sign up. Naturally, it raises premiums. People should get a discount if they sign up when they are young and healthy and keep continuous coverage. If the insurance companies would be allowed to compete over state lines, it would enhance
In the American House of Representatives, the weeks leading up to March 24 2017 were tense ones. In an attempt to fulfill one of his numerous campaign promises, President Donald J. Trump, worked with the Speaker of the House, Paul Ryan, to create and pass a replacement for the Affordable Care Act, informally called Obamacare. This replacement was dubbed the “American Health Care Act” and was first passed through the House Ways and Means Committee and the House Energy and Commerce Committee. After a passing another vote, the bill was designated to be voted on by the House of Representatives on March 23, 2017, a major decision. The bill was largely opposed, not only from the Democratic party, who is the party in opposition of that which introduced the
I have always wonders about the well being of the people who can't afford Health Insurance but
Health care has been an area of discussion for some time now. In the United States, the current health care system is a private system that allows individuals to choose their own method of care. Despite the freedom that comes with the independent nature of this type of health care system, the true disposition creates more problems than it solves. The privacy of the health care institutions has caused affordability and access to become serious issues with this system. Additionally, those with lower socioeconomic status fall short of the ability to access the same pool of resources as everyone else. Due to the issues with affordability, access, and the poor infrastructure of the health care system, a universal health
On February 16th, Speaker Paul Ryan, several House committee members, and Secretary Tom Price presented their outline for the plan set to replace the Affordable Care Act that would rely heavily on tax credits, yet according to The New York Times, would also drastically change the future of state Medicaid programs. According to Five Thirty Eight, Obamacare strived to expand Medicaid to all adults with incomes below 138 percent of the poverty level. This meant adding more than seventy million people to a program that already accounts for more than a quarter of all state budgets combined and half of all federal money that is routed to states. Republicans hope to cap and lower these costs by entirely changing the purpose of Medicaid, a Great Society
I believe healthcare reform is a waste of time and money but I also see that it can be beneficial to many uninsured Americans. First of all, health care costs keep rising and in 2011 the average cost for a family of four increased by 7.3% or $19,393. This is double the cost estimated in 2003, and by 2030 payroll taxes will cover only 38% of Medicare Costs and the rest will be added to our already enormous budget deficit.
US health care is one of the most talked about or controversial topics in last few years. We often come across debates, articles or columns relating to this topic. This is a hot topic of this generation. Why everyone should have insurance? Why people should have for something that might not use? These are some of the questions we found ourselves surrounding by. In my opinion US citizens should be required to have insurance. Both men and women have separate needs when it comes to health. More women are facing health issues because of teen pregnancies and child birth, it is important to for everyone to have a health care plan according to their needs. So when the time comes right treatment and medical attention can be provided. In this piece I will be presenting some ideas and arguments supporting my side and also looking at the flip side of the discussion.
Since the implementation of the Affordable Care Act (ACA) in 2010, there has been a continuous debate about the effects it will have on the United States economy. Many people argue that expanding insurance coverage for all people will create crippling cost burdens for the economy and taxpayers. While others believe that the ACA will in fact give the economy a much-needed boost. In 2006 as a measure to improve overall healthcare, the state of Massachusetts implemented the Health Care Insurance Reform Act. This paper looks at the positive and negative effects of the Massachusetts Health Care Insurance Reform Act (MHRA). Using a literature review of public health studies ranging from 2009-2012, I argue that there are both positive and negative effects of the Massachusetts Health Care Insurance Reform. While the Massachusetts Reform increased health insurance coverage for all citizens and decreased the number of uninsured citizens accessing emergency rooms, it also did very little to decrease already existing racial, ethnic, and socioeconomic disparities among minorities and whites in the state of Massachusetts. Understanding the Massachusetts Health Care Insurance Reform Act may help in the goal of trying to achieve near-universal healthcare. This paper provides an understanding of the missing pieces in the Massachusetts Health Care Insurance Reform Act and constitutes a starting place from which to understand the Affordable Care Act.
U.S. health care reform is currently one of the most heavily discussed topics in health discourse and politics. After former President Clinton’s failed attempt at health care reform in the mid-1990s, the Bush administration showed no serious efforts at achieving universal health coverage for the millions of uninsured Americans. With Barack Obama as the current U.S. President, health care reform is once again a top priority. President Obama has made a promise to “provide affordable, comprehensive, and portable health coverage for all Americans…” by the end of his first term (Barackobama.com). The heated debate between the two major political parties over health care reform revolves around how to pay for it and more importantly, whether it
The Affordable Care Act is one of America’s many insurance plans to attempt to lower costs and provide a wider coverage for citizens all over the country. It is a widely controversial topic in America; especially within the past year. Although there are some people out there who support it, there are also those who base their campaigns on getting it repealed; Donald Trump is a prime example of this. When instituting this policy, Obama had very good intentions, but he was far from fulfilling his intended purpose. Today, the ACA has many flaws that affect Americans both as a whole and individually. Obamacare has raised costs for individuals, contributed even more money to America’s debt, is the complete opposite of what President Obama said it would be, it takes away civil liberties, and puts new standards on patients.
The United States has the most expensive health care system in the world and some 45 million Americans are uninsured under the current health care system, and these numbers continue to grow. However with universal health care coverage everyone could enjoy equal access to health care, as a right afforded to them as American citizens. In a country as wealthy as the United States, there is no justifiable reason why Americans should go without health care and/or die
Healthcare is the maintenance or improvement of health and the prevention of sickness diagnosis, and treatment of disease, illness, and injury. Because of the need for healthcare is so important, the America government had to come up with a way to make sure people have healthcare and be able to pay for it. The government came up with a healthcare system that use insurance and premiums to make sure one has coverage when they go to the hospital for healthcare needs. If the government and hospitals really care about people’s health, then why do they make insurance and premiums so high that people cannot afford them? In 2005 there was an estimate 45 million Americans that lacked health insurance, and the numbers have been climbing since (Clemmitt, Universal Coverage 1). If the government says that they care about human life, then there should just be universal coverage so everyone can get their healthcare needs met no matter if that person is poor or rich.
There are few issues as controversial in politics as the topic of universal health care. While most people consider some sort of health care to be a basic human right, the question remains whether the government holds a moral duty to create a universal healthcare system for its citizens or the free market is expected to provide those services. The idea of universal health care refers to an elaborate type of health care system which allows financial security and health care to all of its citizens. It is designed around providing certain benefits to all members of society with the end goal of improving individual access to health care services. Universal healthcare is not a form of welfare and does not require coverage for all people for everything. It just covers the aspects of certain medicinal services. An individual cannot automatically be deprived of health coverage as long as that individual lives in the country that provides universal health care. I believe that Universal health care is a right. I know many people who have put off important procedures and checkups simply because they could not afford it. I have even experienced this first hand.
Healthcare Reform has been and still is a highly debated controversial political issue in this country. It has been a hot topic of past presidential campaigns, with many proposed solutions, none of which were enacted upon by Congress. The Affordable Care Act (ACA) was passed in 2010. This law or Obamacare, as it is commonly called, was designed to cover the 48 million Americans, including about 1 million in New Jersey who did not have health insurance. It is envisioned to provide seamless, affordable, quality care that is accessible to all. Great emphasis will be placed on transforming our current “sick care” hospital system into a community “health care” system of prevention and health promotion. This paper discusses the evolving and future roles of nurses under the new system. It also examines the proposals of a joint committee made up of members of the Institute of Medicine (IOM) and the Robert Wood Johnson Foundation (RWJF), as an initiative to help nurses in their new leadership roles to a healthier nation.
According to World Health Organization, “Universal Health Coverage means that all people and communities can use the promotive, preventive, curative, rehabilitative and palliative health services they need, of sufficient quality to be effective, while also ensuring that the use of these services does not expose the user to financial hardship”. (WHO.int) By doing so, we give the people the opportunity to be equal to the rest of the society. Since the cost of a healthcare plan is beyond most people’s budget in the United States, the average person spends more money on healthcare insurance than groceries and housing together. This condition leads many to have no coverage at all. In fact, there are over 45 million uninsured residents in the U.S. in it
A big argument against universal healthcare stems from the impatience and selfishness we embody as a society. For some people, long and dreadful wait times are the greatest socialism-induced evil possible. In a universal healthcare system, these extended wait times exist as the byproduct of giving everyone the equal opportunity to receive care. With more money going towards doctors and hospitals, it’s possible to cut back on these wait times but despite this it is still a more beneficial than not being able to receive a service at all. This happens in the United