As a college graduate, I would probably be perplexed if I were offered a lump sum of $5,000 sign-on bonus for my first post-college job. There are a number of things to consider when deciding whether to pay off existing debt or invest the money for additional earning potential. The first thing that I would consider is my risk tolerance including my age, income, earning power, time horizon and tax situation (Artzberger, 2014). My age at the time would weigh into the decision heavily. Meaning, at this time, I am relatively young and the time value of $5,000 at 5% interest would be approximately $21,000. Since I have paid taxes on the money, I could invest in a Roth IRA for tax-free gains upon retirement. On the other hand, paying off debt may
Returning to college, after graduating high school twenty-five years earlier, proved to be not only rewarding quite challenging as well. Viewing myself as a self-starter with extensive investigative skills I truly believed college path mapped out correctly, so I never met with an advisor, what a colossal mistake! I had self-scheduled all my courses and although I faced a few obstacles I was finally at the end. After completion of all my pre-requisites I applied to the LPN-RN Fast Track Program, little did I know my past would stop me dead in my tracks.
One of the proudest accomplishments of my life was receiving my bachelor’s degree from the University of Central Florida. As I approached the stage, I put one foot in front of the other and tried my hardest not to stumble. The crowd roared loudly, I could see Knightro dancing in the corner, it was my turn. In the three seconds that I walked across the stage, I felt a plethora of emotion but most of all… I felt fear because on the other side of the platform was the rest of my life. Unfortunately, my “life after graduation” plan was short-lived, as I found it very difficult to find employment within the first three months of graduating.
My College and Career goals include graduating college and getting a job. I wish to attend the University of Alabama. I plan to major in occupational therapy or speech therapy. After I graduate with my bachelor's degree I wish to get my master's degree. After I finish my schooling I want to receive a job that allows me to provide for my family. I wish to receive this job in my degree's field. After receiving this job I wish to improve to reach a leadership role.
I have defiantly not had a normal or a comfortable life. I have lived in RVs and cars on the streets of NE Portland, been homeless twice and I have left the country on multiple occasions cause of my family financial situation. As recent as two years ago I was in Central America and Southern Mexico looking for a safe and decent place to survive in. I missed a year of school. Currently, I live in a leaky, moldy, single-wide trailer home in Rockwood Neighborhood in Gresham. My parents are divorced; my dad, who I live with, is unemployed, has health issues, and has no formal education. So I provide for him and myself.
they believe their application would be incomplete without it. If this sounds like you, then please
Returning to college has been a prodigious challenge. One in which I determined I would meet head on with resolution. As a fine arts student I was fortunate to find a mentor in the Paradise Valley Community College Theater Director, Andrea Robertson. Andrea perceived potential in me and encouraged pursuit my goals as a writer/director. I took the initiative to approach Andrea with the idea to write and direct my own play in the Advanced Directing course. This past fall that idea came into fruition. As a director I oversaw numerous different areas in the production of my play. These were roles filled by fellow students, allowing the opportunity to provide guidance and leadership to peers. I worked with actors, stage management, set design, prop
I am an out of state student, who is paying for college with help from my parents. Due to my current living situation, any college that has a Pharmacy program is expensive, because none of the state universities in Massachusetts offers one. I absolutely love what I do, and I simply wish it was not as much of a financial burden as it is.
The droplets of rain emerge from the towering clouds as I step onto the vibrant green grass for the first time. I lock eyes with the monstrous building and tilt my head back until I have reached the roof. There I was. A stick-like, puny, first year college student looking at my home for the next four years. Yet I can't manage to take a second step. I stand there, staring at the giant brick block and lift my classic yellow rain jacket hood up over my impressively soft chocolate hair, protecting it from the harm of the rain. Four years of Ireland weather lays ahead of me. Four years of bunk beds in dorms. Four years of competing for the number one student. For years of awkward parties and tests. Four years until I'm out.
Legacy has provided a wonderful foundation for me as a first time college student. To start, Legacy has created a cohort in its own to provide support for me and many other first time and returning college students. Before entering into college I did not have a lot of different responsibilities to take care of. My main focus was to go to high school, got to work, and go home. Starting college and especially the Legacy program has taught me more responsibility. I have been taught how to manage my time. Although, it is still a work in progress, I still have learned how to go to work, go to school, study, and take care of my responsibilities at home as well. Taking English 60/100/117 and Ethnic Studies 129 has help me everywhere from studying
A family sitting around a dinner table, refugees being placed into healthy environments, a house full of family and friends, these are all images I conjure up when pondering my future. I wish to begin my journey to obtaining this fantasy by pursuing college. College represents an extremely important piece to my future and to get there, I must work extra hard. I see myself attending a University to attain a masters degree in global studies. To be able to get to that point I must reach out and ask for help, the reason for applying for scholarships. After college I would like to locate a job somewhere in the south, such as Tennessee. Once I've had a few years of settling into my career, I enjoy the idea of starting a family. Yes, this does involve
I am a college graduate. I am proficient in the English language. I am knowledgeable with the computer operations. I am a very responsible, diligent and hardworking individual.
My situation is extremely bad with my debt steadily increasing every single month and is impossible to get out of with my income. My main expenses are miscellaneous, mortgage, utilities, and education. Due to my profession and number of kids, it is impossible to change the education expenses and miscellaneous expenses. Those two expenses alone leave me with only $203.45 per month to pay for life insurance, utilities, car loans and the rent. Since I am living with Whitney, the minimum price of an apartment we can buy is 1/6 of our net incomes or $659.54. Even if we split the payments based off of our number of children (I pay for 2/5 and he pays for 3/5 since he has 2 kids) that still makes my rent payment $263.82 - which already puts me over
The day has finally arrived where I need to make a decision on what I am going to do with my future and how I am planning to get there. Currently, I work for world's leading producer and marketer of concentrated phosphate and potash. Even though I make a living that provides my family with a respectable life, it’s never been the job that I aspired to do for the remaining years of my life. After contemplating several different options I decided the most beneficial one would be to return to college. I always knew returning to college was achievable; however, as each year of my life sped by and I got older, I always came up with more and more excuses as to why I could not return to school. As an adult student I have various responsibilities to
My sophomore year in yearbook as far as a job in yearbook I was working with Andrew Izzo as the Index Editor, Which mean we go through all of the "finished" yearbook pages and we check the name spelling and we "log" what page each person is on. But away from Index Editor I did a lot of other stuff also. I worked with the cameras alot so I would sign people out along with 3 other students, and I designed pages.
I did the activity that involved placing descriptors around my name. So I have my name, Meghan, in the Center. The descriptors around my name are: Female, White, College Graduate, Atheist, Lesbian, Sister, and Athlete.