Budget Summary In regards to my future, I hope to be working in a large athletic department at a higher division university. In my personal budget spreadsheet, I assumed my income wages to be at forty five thousand per year, therefore, I would be making three thousand, seven hundred and fifty dollars each month. Working in a athletic department requires a lot of time, so I did not plan on having a family in this budget. Since I did not plan for a family, I decided I would rent an apartment; therefore, I would not have to worry about home repairs, security or lawn care. Relating to daily living costs, my biggest expenses are from food; groceries and dining out. In an effort to save money, I opted out of getting my clothes dry cleaned. Also, I do not own a pet or have others to take care of, which saves a bit of money. In addition to saving money on daily living expenses, I also try to save money in transportation expenses. I believe that getting a car wash or detailing service is an unnecessary expense. Since I will be working on campus, there is not a charge for parking. Plus, I will not be using public transportation, since I have my own car and have a chaotic schedule. With my chaotic schedule, I will have to travel quite a …show more content…
As I begin my career, I cannot put as much money into savings and retirement as I would like to. But, as I get older and earn higher up positions, I plan to put more money into my savings and retirement funds. As it is, I am putting five dollars to my retirement each month and five dollars to my retirement each month. Since my monthly income is not very high, my income tax is not as high as it would be if I had a higher salary. Additionally, I allot five dollars each month for things for the home. As said before, I will have a busy schedule and do not plan to be home often, so I do not see the need to set aside a lot of money for things for the
In late June of two thousand and seventeen, I will be moving from Indianapolis, Indiana to an apartment near College Station, Texas. Subsequent to moving, I will be living in an apartment with two good friends of mine. We will be splitting the rent and any bills associated with living there. Living with other people will be beneficial for me so that they can help me become familiar with the town, and it will be less expensive. The main obstacle that I will face is paying tuition and costs related to schooling. Realistically, I plan on getting a part-time job. Presently, I work at Cracker Barrel, therefore most likely I will transfer to a Cracker Barrel in Bryan, Texas. I currently make eight dollars per hour, but will receive raises periodically.
Financial management in healthcare is the class I am taking as part of my bachelor’s degree. I am required to write a report on the budget of the department I work at. Attached spreadsheet shows what information I need. I will be grateful, if you can provide some information about current budget. I understand you are very busy, whatever you can provide will be a big help.
b. Yes I have done it before, but now we just moved and we are now creating a new budget. Since the bills have changed we have to do a new budget and gather our bank statements, bills, and calculater our income to be more financially stable and save more money. We are currently going over a new budget as we speak.
Annually it would be about $480. I plan on putting $25 towards an emergency fun every month in case something happens that would be $300 a year creating an OK emergency fund. College saving I plan on putting $20 towards monthly because I know i will be in college for a few years to achieve my job. Groceries i put down $30 a month because I dont eat much due to the fact that I'm sick and also vegetarian. A lot of foods dont appeal to me so i wont be spending big money on steaks and other meats which I know from my families spending can be pretty expensive depending where you live and sales. Plus with roommates The groceries cost can be cut down by all pitching in for
Based on the master budget, there have something wrong and unclear. All the numbers are the same, evenly quarter two have more sale than other quarter, at least less 30% than quarter two. We can easy to recognize with a few changes and we can achieve a goal $1.000.000
I plan to room in Ben Reiffel, one of the newer dormitories on campus, which costs $2,657.40 per semester. If I were to stay in housing conditions of a similar level of comfort and contemporariness at USD, I would have to stay in Coyote Village, which costs $2,890.65 per semester. There may not appear to be a large difference between Ben Reiffel and Coyote Village, but these expenses can quickly add up for college students. Ben Reiffel offers many amenities for students including kitchens, laundry rooms, and fireplaces on every floor; air-conditioning; and vaulted ceilings. Along with comfortable rooms, SDSU offers many dining selections and I found SDSU’s meal plan options to be much simpler to navigate than USD’s. Some SDSU dining choices that USD lacks include Panda Express, Extreme Pita, Erbert & Gerbert’s, and Starbucks. SDSU Dining emphasizes healthy choices and it offers many resources such as nutritional information for its menu items and wellness education. These amenities are especially useful for students who may find it difficult to make healthy choices amidst both the bustle of college and the temptation of the Dairy Bar’s world famous ice
Horry County Schools uses two separate software programs designed to make the accounting process easier. PeopleSoft is a program that is designed for overall budget accounts and purchase requisitions and is used to coordinate with the district procurement office. Infospan is a computer program that is specifically designed to account for the use of credit card expenditures, which are eventually maintained in the PeopleSoft program as well. Individual teachers are assigned receipt books for various activities such as fundraising and teachers must complete a Purchase Requisition Request Form prior to receiving approval from the school administrator to spend assigned or collected funds (S. Furr, personal communication, October 9, 2005).
My salary will be between $15,000 and $140,000. In my budget I make a surplus of $414.29. My budget includes most of the necessities (electric bill, house payment, car payment, and water bill). My car will cost around $39,200, and my house will be about $125,000. I will have to make some payments over time to pay for my car and my house, due to my
I got my numbers from a student job website thingy and the college that provides the dorms, both telling incomes and expenses, job being $22.00 an hour and the dorm’s semesterly rent being $720.00. I would work 4 hours daily, 4 * 22 = $88.00 daily. To meet the semesterly price I would have to work a total of 8-9 days, being able to spend the rest on food and paying off other bills like electricity.
Personal Budget Exercise – Excel Creating a spreadsheet track personal business expenses is an excellent use of Microsoft Excel. For this exercise, you will create a spreadsheet to enter a personal budget and track actual expenses for the year. You may choose to use real data or create a fictitious budget using a monthly income amount of $2,500. Here are suggested budget categories if you are not using a real budget. At a minimum, you must have 9 budget categories: Housing (mortgage or rent) Utilities Car payment Insurance Student Loans Food Misc. Entertainment Gas Savings
How will I allocate my income to cover monthly expenditures (rent, car, insurance, food, entertainment, medical expenses, utilities, debt, other)?
In 1996 the city of Cleveland began a $750 million Plant Enhancement Program. The program’s goal was to renovate and modernize the city’s four water treatment facilities, which are among the 10 largest in the US, and were built in 1856; over 500 million gallons of water are pumped to Cleveland residents daily. In the following paper I attempt to provide with an overview of the Baldwin
So for this project I assumed that I would be working in Washington DC. I decided to live on the outskirts of downtown DC in Arlington, Virginia. The living wage calculator determined that in this area, housing ($14,000), medical ($2,181), transportation ($4,697), and other necessities ($2,253) would require at least a $30,745.00 income before taxes. Looking at this price, I don’t quite have enough money after taxes to live in this area for at least the first year. For the first year of working I will only make a net income of only $28,725.75. Housing alone is estimated at $14,000 a year for a single adult. So, I decided for the first 3 years I will live with a roommate to help reduce some costs. The average housing costs for two people is an average of $14,700. Divide this number by two equals about $7,350.00 a year. Multiple this by three years, I would be spending $22,050 total for 3 years worth of housing costs. So if I had a roommate I am saving about $19,950.00 over the course of 3 years. I got this savings number by calculating how much I would have been paying if I lived by myself for three years to what I would be paying if I had a roommate. A portion of this money that I save over the three years will help go towards saving for my retirement. After these three years of having a roommate, my 4th year annual net income will increase to $34,916.33. This means I can live by myself in a rented place in Arlington, Virginia plus able to save money for my
Budget is the major financial and economic statement. The role of the budget is to keep track of the money coming in and the money going out. It is essential part of running any business effectively. It can help make a short and long term projections about financial situation, avert a financial crisis and plan for major financial changes.
2. If you “forget” about the percentage of your check that is going into the 401K and structure your budget on the remaining amount you will find saving easy and rewarding.