Means Replace Age: Major Criteria For Social Security And Medicare?

Our Social Security program mainly help out with older citizens and retirement but Social Security is more than just a retirement plan. The program helps families where a parent die and there is no type of income, a worker who has been disabled, and a dependent parent. If there were some type of circumstances in one home or life, they would be able to receive Social Security at any age. There is no doubt in my mind that we should save this program, no matter the cost, it helps out so many people in ways that we may not know of. Take some time and think about the world if this program had never been created and image how many people would be in poverty, unemployed, and old people who are not being able to pay for medicines or supply that they need. We should not change anything in the Social Security program until an crisis acquire, and when that day comes we will already know what to do to improve it by changing certain things in the

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Currently, the United States is contemplating at a forthcoming Social Security crisis. If changes are not forged, the Social Security system will not be able to keep up with the demanded payouts and is estimated to empty the trust fund around the year 2037. In this paper I will review a brief history of the Social Security program, touch upon the eligibility requirements, discuss what economists believe about the future of the Social Security Program, and finally state the Pros and Cons to the proposed raising of the age requirement for minimum payout.

Social Security has been a very beneficial government program for elderly people, and those whom they support, when being an active member in the workforce is no longer an option for reasons such as old age, disability, or death. Destruction of the program, or worse, lack of the aid, would be catastrophic. Without it, it could leave many senior citizens that can no longer

The social security program is often compared metaphorically to “third rails, that provide the electricity that drives the trains. Social security and Medicare are said to be the ‘third rail’ of American politics-’touch it and you die’” (Fiorina et al. 2009). If a politician were to cut or eliminate Medicare, they would blow their chances of being reelected and would be committing career suicide. The American Association of Retired Persons, which is an interest group with over 40 million members, looks out for the interests of the elderly and is incredibly influential in United States policy decisions(Fiorina et al. 2009). The AARP would destroy any politician who cuts social security and ensure an end to their career. The elderly are much more politically active due to their time and resources and are therefore catered to by politicians. “Because most public officials know they will be punished by voters if they are perceived as threatening social security programs, only rarely do they suggest changes”, so if politicians were to limit Medicare or Social Security benefits they would lose a huge group of voters and would never get reelected (Fiorina et al.

Additionally, its privatization will leave its recipients better off. In today's world retirement is an enormous milestone in a worker's life and having enough money is an important determinant of when that happens. Social Security is a large contributor in allowing Americans to be able to retire. With about the privatization of Social Security, the ability for any worker to retire at a reasonable age will become much more difficult. Is it right for the elderly to be forced to work longer than they

Notably, the elderly populace is growing rapidly, and will reach 3.4 million or 12.8% of the population. Eventually, in the next thirty years older adults will comprise of 20% of the total population due to the aging of 76 million baby boomers (Olson, 2001). Seeing that, entitlement programs and means-tested benefits, are presented, in order to bolster this increment of older adults. Accordingly, around 96% of the American workforce is secured by Social Security and it is likewise estimated that 58 million American will receive a total of $816 billion in Social Security benefits (Moody and Sasser, 2015). In fact, today 56 million or 17% of the population is enlisted in Medicare (Leonard, 2015). Therefore, this has presented an open deliberation about the eventual fate of Medicare and Social Security and regardless of whether changing Medicare and Social Security to means-tested benefits, instead of entitlement programs can resolve the policy issues.

A landmark change in providing for the elderly came in 1935 with Franklin D. Roosevelt 's Social Security Act. While this provided aid to people with disabilities and mothers with children, aid was also mainly intended for the elderly. The premise of the act was that an individual would pay into the government through the years that they worked and upon retiring that person would receive benefits. Elderly Americans relied on this system to help pay for expenses that they might incur after they reached an age where they could no

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First and foremost, despite slight recent increases in the amount of income obtained by members of the older population, their economic status is still quite perilous (Federal Interagency Forum, 2012).1 Men in this category have a median income of $27,707, while women continue to lag behind with a median income of $15,362 (AOA & AOCL, 2012). A vast majority of these individuals cite Social Security as their primary source for this income, amounting to 86-percent of the total older population (AOA & AOCL,

Yes Medicare is supposed to be an insurance program that helps the needy aging population. I personally don’t want to strip seniors of their essential benefits, but it is affecting me and my future; with the inevitable raise of taxes, shrinking defense, and squeezing of other domestic spending- everything from the FBI to college aid (Samuelson, 2011, para.1). Many seniors count on these services but we as a nation need to make changes to help the future retirees. According to Samuelson, Obama said we must "win the future," but our massive federal debt will keep growing because, without restraining spending on retirees, there's no path to a balanced budget” (Samuelson, 2011,para.2). This shows true in Medicaid too, “The social safety net [Medicaid] for the growing ranks of poor Americans would be further strained (Samuelson,2011, para.2). It would also be helpful to screen people better so they don’t abuse this system. If Medicaid would verify assets they can weed out the people who don’t deserve these services. This will cut costs by verifying better eligibility, which in turn will be less wasteful.

The Patient Protection and Affordable Healthcare Act (PPACA) is federal legislation designed to increase the rate of health insurance coverage and reduce the overall costs of healthcare. Along with the Health Care and Education Reconciliation Act it represents the most significant government expansion and regulatory overhaul of the U.S. Healthcare system since the passage of Medicare and Medicaid in 1965 (Vicni & Stempel, 2012).

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The Social Security System is in need of a new reform; our current system was not designed for the age stratification we have at this time. The U.S. Social Security Administration Office of Policy states, “The original Social Security Act, signed into law on August 14, 1935, grew out of the work of the Committee on Economic Security, a cabinet-level group appointed by President Franklin D. Roosevelt just one year earlier. The Act created several programs that, even today, form the basis for the government's role in providing income security, specifically, the old-age insurance, unemployment insurance, and Aid to Families with Dependent Children (AFDC) programs.” Social Security was modeled to aid the elderly citizens, however during the

After four decades of failure to enact a universal healthcare program, advocates decided to refine their approach in the 1950s, and the strategy that ultimately led to the passage of Medicare and Medicaid was formulated. Wilbur Cohen and I.S. Falk recognized that a health insurance plan focused on Social Security beneficiaries would be much easier to sell than a plan for all Americans. By limiting its benefits to the elderly, Medicare could be portrayed as a program for people who met two important criteria: they had greater need for healthcare coverage and they were especially deserving of public assistance. Because of their age, seniors have relatively high medical costs--when Medicare was passed, average healthcare expenses for people sixty-five or older were twice the average expenses for younger persons. (Orentlicher, D. (2012).