In researching for major property losses, the southern states just recovered from one of the costliest hurricane seasons recorded this year Hurricanes Harvey, Irma, Maria, and Nate took a toll on many properties costing the U.S billions of dollars. Out of all the hurricanes that touched down Hurricane Harvey that hit in Texas was one of the most damaging storms we have seen since hurricane Katrina. As of September 5, 2017, Hurricane Harvey damaged 203,000 homes, of which 12,700 were destroyed. As we discussed in class the national Flood Insurance Program provides insurance to property owners and encourages communities to adopt and enforce floodplain management regulations especially ay property that is in an SFHA which are special flood hazard areas. …show more content…
Harvey flooded 800 wastewater treatment facilities and 13 Superfund sites. That spread sewage and toxic chemicals into the flooded areas. At least $30 billion worth of property has been affected by flooding from Hurricane Harvey just in parts of Texas’ Harris and Galveston counties, a Reuters analysis of satellite imagery and property data shows. According to many articles on the insurance coverage of all the property damaged only 40% of that total may be covered by insurance and of that the federal government will bear the biggest liability. That means families with flooded basements, soaked furniture and water-damaged walls will have to dig deep into their pockets or take on more debt to fix up their homes unless they have some form of flood insurance. In my opinion just few hundred dollars paid on a policy every moth can save thousands lost to a flood. Here are some advantages: NFIP policy holders can choose their amount of coverage. The maximum for residential units is $250,000 in building coverage and $100,000 in contents coverage. For the NFIP maximum is $500,000 actual cash value coverage with no
Over the past decade, the world has experienced more natural disaster than people can count. Floods, mudslides, earthquakes, and raging fires are just a few of the events that have stripped people away from their families, homes, and possessions. The deadliest of these natural disasters are hurricanes. Extremely strong winds mixed with large waves can cause enormous damage, taking months, even years for towns to recover. Hurricane Katrina left millions of people without homes and families torn apart. Hurricane Sandy demolished the Jersey coast, leaving years of repair work behind. The most recent and powerful hurricane that surfaced is Hurricane Maria. A level five hurricane, Hurricane Maria ripped straight through the United States territory of Puerto Rico. The island lost power, supplies
Follow FEMA's advice and do not be afraid to hang up on cold callers purporting to be insurance agents, government officials, or charitable organization.
Harvey made landfall along the coast of Texas. Hurricane Harvey formed quickly. Harvey a category 4 storm with winds around 130 miles per hour. On Thursday, Harvey became a tropical storm. By the following day, Harvey became a category 2 hurricane and strengthened to a category 4 before making landfall in Texas. Harvey feed off the warm waters off the Gulf of Mexico. This provided more fuel to the storm. The storm gained energy and speed as it moved of the gulf warm waters. Hurricane Harvey moved gradually making it worse and giving it additional time to dump devastating amounts of rainfall onto some areas of Texas (Fecht, 2017). According to data provided by Texas State Climatologist John Nielsen-Gammon, Hurricane Harvey produced the largest rainfall of any US hurricane on record. Much of the rain fell in the greater Houston metropolitan area, a low-lying region that has seen rapid growth in recent decades. The result was the largest natural disaster the nation has seen since Hurricane Katrina of 2005, killing at least 70 people, displacing many thousands, and causing damages that are expected to rise above $150 billion (Emanuel,
Hurricane Harvey was a catastrophic tornado in the U. S it hit texas and killed 70 people but it was tremendous. Many reports about the hurricane included fatality death and destruction. On the date August 28, 2017 the state of Texas was hit with category five hurricanes the took the lives of many and left thousands without power and homes.
After Hurricane Harvey ravaged the coast of Texas, a countless number of families found themselves with nothing; their homes, which once housed cherished memories and treasured possessions, were left in ruins. Though my family and I were fortunate to have remained unaffected by the hurricane, many others in our city could not say the same. By the third day, the rapidly-intensifying storm had already devastated several neighborhoods.
It may be impossible for victims of Hurricane Harvey to recover everything they have lost. Reporting by The Washington Post and USA Today indicates that many of those affected by Hurricane Harvey lack flood insurance, which may make recovery for water-damaged property impossible (See Broussard v. State Farm Fire and Cas. Co., 523 F. 3d 618 [5th Cir. 2008]; Leonard v. Nationwide Mut. Ins. Co., 499 F. 3d 419 [5th Cir. 2007]). While many Hurricane Harvey victims may never be made whole again, we hope the information we have provided can at least make things better.
Hurricane Harvey impacted the city of Houston drastically. It destroyed numerous of houses, cars, business and families. The number of fatalities was 82. Inflicted 125 billion of dollars in damage and its the second costliest hurricane that has hit the U.S.. Hurricane Harvey lasted approximately 18 days, which was enough to completely damage the city and break families apart.The catastrophes caused by Hurricane Harvey have influenced citizens to come together to restore the city of Houston. One of the many heroes that helped the citizens of Houston was Jonathan Baylor. Jonathan, a major in Public Relations came to the University of Houston-Downtown to share his experience throughout Hurricane Harvey. He described the two main points of his
Hurricane Harvey destroyed roughly 40,000 homes just in houston, making it nearly impossible to live there. But with the help from our brave soldiers and hundreds of people who have boats over 75 percent of people who were affected by Hurricane Harvey were able to make it to a safe place where they were fed and were given a place to stay. Throughout this tragic hurricane. Hundreds of thousands of people around the world opened up their businesses for people to stay, very large companies who had a lot of room and were not affected by hurricane harvey to bad allowed people who were affected to stay there as long as needed. And watching all those people on the news helping people in need out was
PRO/CON: Did Hurricane Harvey show the reality of climate change? Hurricane Harvey was a catastrophic Atlantic hurricane. It is one of major hurricanes to make a landfall in the United States. The hurricane resulted in flooding many parts of Texas, parts that was "flood safe" and highways were turned into rivers.
If your property and personal effects have been damaged in a hurricane it can be very difficult to recover damages if you do not have flood insurance (See, e.g., Broussard v. State Farm Fire and Cas. Co., 523 F. 3d 618 [5th Cir. 2008]). Unfortunately, recent reporting by The Washington Post and USA Today indicates that many of those affected by Hurricane Harvey lack the insurance they need to recover for their damages. For those who find themselves in this situation, here are some other forms of assistance that may be available:
Hurricane Irma was the strongest hurricane observed in the Atlantic since 2007. Hurricane Irma hit Florida as a Category 4 storm and was so strong it ripped off roofs, caused floods, and knocked out more than 6.8 million people's power. Its winds have been recorded to be 185 miles per hour. The storm killed at least 34 people in Florida, 38 in the Caribbean, and 4 in North Carolina. Hurricane Irma also caused food and water to become scarce, hospitals and health clinics to struggle, and schools to be closed. Lots of people lost homes to Hurricane Irma, and it has proved to be a tragic event.
Since the 2013 flooding wasn’t a usual occurrence, a lot of the current population is now familiar with the negative effects of a flood, which gives mitigation project proposals a higher chance of getting funded because the disaster was in recent history. Some examples of mitigation efforts can be home mitigation, water and waste management mitigation, and improvement of materials for roadways to withstand flooding. For local property owners, and building developers property damage due the flooding was excessive, “possibly adopting ASCE 24-05 Flood Resistant Design and Construction standards if they haven’t been adopted already.
I live in a small part of Texas that just got horrible rain which caused terrible flooding and strong winds. The winds flipped over cars and blew trees into houses, on top of cars, and across streets. According to weather reports from Fox, Houston received an average of 40-50 inches of rainfall. This large amount of rainfall caused flooding at the Brazos river and other parts of the Houston area. Harvey also damaged many roads in Houston. The flooding went under the roads and washed away the support which created sinkholes. The flooding was strong enough that it moved the concrete barriers on the freeways.
On August 25, 2017 around 11 P.M., businesses, houses, cars and trees were swallowed by flood waters. Debris started building up and copious amounts of water started to over flow the drainages causing dams, levees and bayous to exceed anything beyond their conceptual holdings. Areas that have never come close to flooding found themselves suddenly become "lakefront properties." The storm churned out water, lightning, and wind and went back over the gulf to start the cycle again. The destruction that Hurricane Harvey caused to my beautiful hometown Houston, Texas including a large portion of south Texas, wester Louisiana and other parts of the country has been extremely surreal. Watching the destruction of this beautiful city that I love dearly,
Hurricane Katrina is considered, to this day, one of the costliest and most catastrophic disasters that has hit the United States (“Hurricane Katrina Statistics”). The total amount of damage was estimated to cost more than $123 billion dollars (“Comparing Hurricanes”). This huge amount of money accounts for damage from flooding, destruction of buildings, and helping the needy. Many people needed to flee the areas around the Gulf of Mexico in order to stay safe. Almost 70% of housing in New Orleans was damaged or destroyed because of the hurricane, which forced many people out of the city (“Hurricane Katrina Statistics”). People were likewise forced out of the city and into new areas due to flooding, which in New Orleans, was exceptionally deleterious. In New Orleans, 80% of the entire city was covered in water (“Hurricane Katrina Statistics”). This was a result of the failed levees. Levees are embankments used to keep overflowed water from rivers or streams out of cities (Levee). The levees in New Orleans were obviously not strong enough to hold back the tremendous amounts of water from the hurricane. The levees that were built in New Orleans were only designed for hurricanes going up to a category 3 (“11 Facts”). The city was not protected by these levees because of how intense the storm was. Compared to other hurricanes such as Hurricane Irene that affected the Caribbean region, Hurricane Katrina was much more intense and caused more damage (“Hurricane Irene”). These levees and excessive amounts of water throughout the city resulted in many deaths and hardships for the New Orleanian people. Nearly 40% of the total deaths that occurred in Louisiana were due to drowning (“Hurricane Katrina Statistics”). There was an overall total of nearly 15 million people affected by the hurricane (“11 Facts”). Many people were either: stranded in their homes, had to evacuate, or were missing relatives