Health Choice Insurance Research Paper

The united states have a unique health care system of delivery that pursues to target some specific areas. The health reform, Patient Protection and Affordable Care Act also called the Obama care (2010), which holds the promise of universal health coverage under government mandates. With a predominant role that is play from the government the Health Care Reform is said to be, one of the most important pieces of legislation today. Universal health care is the pourpose that all citizens should have access to affordable, high-quality medical care and acces to primary care. Health care reform will provide every American with the ability to obtain, health insurance regardless of race, ethnicity, or income. With universal health care, everyone’s

Health insurance in the United States is a highly politicized issue. In recent years, many strides have been made to extend health insurance coverage to all Americans with the passage of the Patient Protection and Affordable Care Act (PPACA). While the program has been vigorously debated in the public realm, arguments are often centered around political ideology rather than economic theory. This paper seeks to challenge the entire structure of the current health insurance model, since its inception in the 1950s. Through the overuse of a third-party payer model, a magnitude of problems have emerged that severely diminish the efficiency of health care allocation in the United States. This paper proposes a model that seeks to correct issues of cost, access, and market efficiency by adapting the Medicare Part D payment scheme for an all encompassing insurance model.

Each state has their own policies for Medicaid eligibility, services and payments. Medicaid plans have three eligibility groups such as categorically needy, medically needy and special groups. Children's Health Insurance Program (CHIP) is a program that offers health insurance coverage for uninsured children under Medicaid. If Medicaid does not cover a service, the patient may be billed if the following conditions have been met such as the physician informed the patient before the service was performed that the procedure was not covered by Medicaid and if the patient has signed an Advance beneficiary Notice form. However, there are also conditions where the patient cannot be billed if necessary preauthorization was not obtained or service

HMOs are usually the least expensive health plans, offer predictable costs for health care, the least administrative paperwork, and cover preventive care (Barsukiewicz, Raffel, & Raffel, 2010). However, HMOs also restrict direct access to specialists by requiring referrals by a PCP, requiring patients to see a provider in the HMO network, and often not covering more costly procedures or care options, because care is managed to control excessive or unnecessary care. Providers gain if they provide less care (Austin & Wetle, 2012). This incentive could affect patient-provider trust.

The judiciary, executive, legislature, at both state and federal levels, are the three branches of government primarily responsible for the formulation of healthcare policies in the United States. There are other non-governmental organizations such as professional and ethics bodies that provide rules and guidelines in some health care policies.

President Obama signed The Affordable Care Act into law on March 23, 2010. The goal of the Affordable Care Act was to provide health care for all Americans and to help control the growth in health care spending. In addition to health insurance reforms, the Affordable Care Act includes tax provisions that affect individuals, families, businesses, insurers, tax-exempt organizations and government entities. These new tax provisions impact health insurance provided by employers.

While much discussion has been had in respect to the legislation of the Affordable Care Act and how it would impact the citizens of the United States, not a lot of thought is given to the medical state of the inmates incarcerated in North America. According to the eighth amendment, cruel and unusual punishment should not be inflicted upon inmates (U.S. Const. amend.VIII). Not issuing the proper medication to a pain stricken cancer patient or prenatal vitamins to an expectant mother can be looked at as cruel and unusual punishment. This paper aims to determine if healthcare in the United States is unconstitutional in its delivery. Healthcare at both federal and state prisons along with detention centers will be examined for this study. I am

The Affordable Care Act (ACA) is a very controversial topic that I never quite understood until I got to read the supplemental chapter untitled “The Affordable Care Act: A Brief History, Assessment, and Future Challenges.” Throughout this paper, I will be answering five questions about the ACA. The first question has to do with listing and explaining three demographics that contributed to disparities in health insurance coverage prior to the ACA. There were many demographics that contributed to disparities in health insurance coverage in America prior to the adaption of the Affordable Care Act. Some of those demographics had to do with race, age, citizenship, or region of the country. One of them had to do with racial demographics, which

Everyone in America should have health care. Nobody wants to have to pay the full price of medical costs when they visit the doctor or have a hospital emergency. This is why the Affordable Care Act should be put into action because doing so would enforce people who do not have health care to get the health care they need. Some people do not believe they need health care because they do not plan on getting hurt or sick, and if they do, they do not need a doctor. As much as we would all like to believe that, we are human and cannot always stay healthy.

Should the United States have Universal healthcare? Healthcare is a huge part of everyone's daily lives, from receiving check-ups, to acquiring care for medical emergencies such as cancer, or other things we can not control. Sadly, these services all cost an absorbent amount of money and a lot of insurance plans may not cover all services. Many people die from not receiving the proper medical care they need. High out of pocket expenses can force people into medical bankruptcies. These problems would not occur if the United States would have Universal Healthcare. Having Universal Healthcare will result in many benefits. Everyone would have access to the care they need, the government would pay for the services, and the services would still

The article I choose for the Unit 4 Assignment addresses how health care reform is unfinished business in United States. We still have many barriers to overcome if we to provide coverage and access to everyone who cannot afford it. Since I am earning a degree in Health Information Technology and already work in the health care industry this article is relevant to my field of study. This is a hot topic in our country today as it seems that everyone has an opinion on this subject whether for or against the Affordable Care Act. I am including my freewriting on this article below:

The face of healthcare has been changing over the last decade. The role of nurse practitioners has become ever more important. This paper conducts a policy analysis as a systematic investigation of alternative policy options, for the emerging nationalized healthcare plan and the increased use of nurse practitioners. It looks at the goals of nationalized healthcare 's use of nurse practitioners and discusses to what extent this policy meets these goals. This paper begins with a detailing of the problem addressed by the policy and the goals and objectives of nationalized healthcare 's increased use of nurse practitioners. Next, alternatives to meeting the increased needs of the health industry,

Healthcare didn’t always exist in the United States. Before the 1920’s, most people didn’t have health coverage. Most people were treated at home and hardly anyone, except a few large employers offered healthcare. Everyone else paid out of pocket. As the population shifted from rural areas to urban centers, families lived in smaller homes with less room to care for sick family members (Faulkner 1960, p. 509). Increasing requirements for licensing and accreditation, in addition to a rising demand for medical care, eventually led to rising costs. By the end of 1920s, there was an increased demand for medical care and the costs of medical care increased.

Currently, the issue of health insurance has been a bone of contention for the public regarding whether the United States government should provide this health plan or not. People often possess different perspectives and refer to pros and cons on both sides of the spectrum. While some believes a universal healthcare system will set a foundation for a lower quality of service, increasing governmental finance deficit, and higher taxes, others do not hold the same thought. A universal healthcare system brings enormous advantages rather than disadvantages, such as all-inclusive population coverage, convenient accessibility, low time cost, and affordable medical cost, all of which not only provide minimum insurance to the disadvantaged but also improve the efficiency of medical resources distribution.

Analyze the current health care delivery structure in your state. Compare and contrast the major determinants of healthcare market power.