Aspects Of Organizational Communications : Freddie Mac's Has Multiple Communications Systems

The management level of this company has lack communication with their employees. The company never empower their employees, which makes all the employees become lazy and more likely to listen the orders from the SMART group.

Activity mode aims to provide quality study notes and tutorials to the students of HRM 595 Week 5 Case Study 1 Capital Mortgage in order to ace their studies.

BC: is the safest function to use in order to minimize your e-mail from being sold by the Internet e-mail marketing. When exchanging e-mails with other people and everyone can see the list of e-mails involved in the exchanged loop, only one e-mail if caught with a spam e-mail will copy all the e-mails involved with the communications and will sell the list of the e-mails which caught in the communications and eventually all will start receiving spam “marketing”

Fannie Mae is a leading mortgage company and one of the most financially successful businesses within its industry. Given the salient features of the organization that has culminated into its current standing, this report offers a brief but concise overview of the corporation.

In order to discuss the financial crisis of 2008, a person must understand the history of the mortgage industry. This case study shed light on one of the leading companies in the mortgage industry, Countrywide Financial, helping people recognize the events that led up to the crisis of 2008 by providing a breakdown of the company and showing the range of their operations (Eastburn, 2010, p. 247-262). To help people understand the crisis of the mortgage company, strategies and plans will be discussed as well as a SWOT analysis on the industry that includes financial ratios, and recommendations for the organization. By the end of this paper, there should be a better understanding of the issues that led to the financial crisis as well as some ideas that may help them get back on track.

I reached out to you yesterday concerning the 1C Hamp incentive loans you have assigned me to. I am following the job aid verbatim and the calculation is not working. John went over two loans with me as well yesterday and the calculation did not come out correctly and he stated he would look over those two loans independently. In addition, if you look over the other RMBS loans completed by me I was completing over 13 a day. So I’m not sure if I’m having a difficult time with these new loans due to being on vacation during the initial training. Allow me to express I’m not asking to be removed from working the RMBS loans as some whom were that were having issues in the beginning and now is working SharePoint loans. My desire is to get clarity!

An organization with uncertain training practices needs to conduct a needs assessment. Summit Credit Union doubled their size in 2008 and invested in their training development. However, SCU has determined there is an inadequate amount of lender skills to perform their tasks. SCU will examine what is currently being trained and what is missing from the training program.

“In a very basic sense, we grow up learning about what work means” (Miller, 2014, p.121). Even when similar background like this may be relatable, it is natural and necessary for me to go through the first stage of socialization- anticipatory stage. Anticipatory socialization is the socialization process that occurs before newcomers enter the organization. Going through job searching processes, I am able to learn about Century 21 West Coast Brokers itself as a company, along with its mission goals and core values.

Thank you for providing valid information about the communication structure at Westwood. You expressed the importance of incorporating a communication style that is open and clear, especially in a complicated situation like the one Cassidy is dealing with. The Bible says “therefore each of you must put off falsehood and speak truthfully to your neighbor, for we are all members of one body.” (Ephesians 4: 25, New International Version). As mentioned, this type of news might have a negative impact within the employees of the organization. Honesty and integrity in communication are critical factors of building

* The disadvantage of this is that written communication does not save upon the costs. It costs huge in terms of stationery and the manpower employed in writing/typing and making the leaflets.

There are loads of ways to communicate in the business world, without communication in a business there could be many problems which could eventually lead to the business being unsuccessful and closing down. Some examples of communicating in the business are: face to face, phone calls, writing (sending a letter), emails and even conference calls. These different ways of communicating in a business are used where it suits the situation, time and purpose.

I’m pleased to inform you that our company would like to offer a wellness program to you and your spouse as a birthday gift. Our wellness program is all about investing in your health and helping you live a healthier lifestyle and make better choices. We believe that healthier the employee and his or her family happier he or she is and a happier employee can serve our customers better and help our company prosper.

“We plan on increasing emphasis on consumer lending. Currently process all consumer loans through its in-house consumer loan processing department and will continue to do so going forward. In addition, recently hired an additional consumer lending expert in anticipation of increasing consumer lending portfolio.”

Furthermore, the need to recall certain customers increased the overall process duration. As a result, many potentially qualified customers are lost due to self-withdrawal. Second, we’ve concluded the underwriting process is the bottleneck of the entire operation. Currently, it takes an average of 40.5 minutes per application to be put through. By comparing the inflow and outflow numbers, the yield/throughput results to .33. Two factors contribute to the low yield rate. 1) As mentioned earlier, 14.6 of the 100 inputted applicants withdrew their applications due to the process duration. 2) Of the remaining applications, 52 of the 100 inputted applicants were rejected because they were not qualified. Lastly, looking into the quality assessment procedure, no additional work value is added to the application. However, accurate information is vital before the application is passed through. The two associates in this step create a supply constraint for the overall process. This is evident in that the implied utilization measures 1.08, meaning the two associates cannot complete all tasks.

The pivotal role that the three large US credit rating agencies Moody’s, Standard & Poor’s (S&P) and Fitch played in the recent subprime mortgage lending and the following financial crisis has led to extended regulation of these agencies and requires significantly more regulation. Credit rating agencies and the ratings they supply are critical information resource for investors. An error in the credit rating process has a huge impact on buyers and sellers of credit. It also affects the overall performance of the financial markets.