America Needs the Affordable Care Act

The Affordable Care Act (Obamacare) from being introduced in 2010 has not been well received by the public. Two main consequences are economic issues, and many states rejecting the act. Economic issues are relevant because it is assumed that insurance premiums are increased, rising cost increases during a recession, mandated benefits and other costs will be passed on to consumers and billions of dollars will be taken from seniors Medicare benefits. In addition, a requirement of the act is that insurance companies spend at least 50-80 percent of premium dollars on medical care, which will lead to less consumer choice and higher prices. Many states are choosing to reject the act

I will compare the current health care system with the new Patient Protection and Affordable Care Act (ACA) that became law on March 23, 2010.   The current system, which is being phased out between 2011 and 2018 is increasingly inaccessible to many poor and lower-middle-class people. About 47 million Americans lack health insurance, an increase of more than two million people from 2005 (Rover, 2011) the increasingly complex warfare between insurers and hospitals over who pays the bills is gobbling up a great deal of money and the end result is that the United States pays roughly twice as much per

It has been six years since the Affordable Care Act has been implemented into the United States healthcare system. As the pieces and provisions of this monumental federal statute become understood and executed, it is transforming the demand for care. Prior to the ACA, a significant number of Americans were marginalized and unable to obtain coverage. This system was faced increasing healthcare costs, placing greater financial strain to everyday Americans, businesses, and public health insurance systems. The ACA did not only help ensure health coverage for all (almost

The Massachusetts Health Care Act of 2006 was an attempt to give healthcare to all of the residents of Massachusetts. The law mandated that nearly every resident of Massachusetts obtain a minimum level of insurance coverage, provided free health care insurance for residents earning less than 150% of the federal poverty level and mandated employers with more than 10 "full-time" employees to provide healthcare insurance. The law was amended significantly in 2008 and twice in 2010 to make it consistent with the federal Affordable Care Act. Massachusetts ' recent health reform has decreased the number of uninsured, but no study has examined medical bankruptcy rates before and after the reform was implemented. These brief statements say a lot about the health care plan and what it was designed to do. The plan was created by Governor Mitt Romney in Massachusetts beginning in 2005. As a public figure, the people either adored him or despised him. With his plan to control health care in the state of Massachusetts, the success rate was then determined by his popularity throughout the state, with his ability to make the act a form of succession to meet the needs of the people of his state.

Access to care has become a buzz word in the modern healthcare theater. The prevailing thought is that our healthcare system will experience a significant amount strain as an increasing number of individuals seek care with increased number of individuals being covered by third party payers under the affordable care act. Access to care has become a catch-all term used to describe the inability for an individual or population to seek needed healthcare services. Access to care can be divided into 4 major problems within a healthcare setting to include, physical accessibility, affordability, acceptability, and supply and demand. While the current state of our healthcare delivery system in regards to the changes implemented by the affordable care act has attempted to address affordability and acceptability. The affordable care act may have strained the infrastructure of our system in regards to the supply and demand aspects as well as physical accessibility challenges to many populations.

The Supreme Court 's favorable ruling on the Affordable Health Care Act allowed for healthcare to be available for many Americans who would otherwise not receive medical benefits. This is because it increases the number of people covered by Medicare/Medicaid, and lowers the cost of insurance through employers. While this idea is good in theory, paying for it is a challenge due to the fact that it will only add to the nation’s already enormous debit of several trillion dollars (Mulvany, 2012). From 2010-2019, the United States is predicted to spend around 400 billion dollars on healthcare. This prediction has prompted lawmakers to reduce spending on Medicare, Medicaid and other welfare programs. The spending cuts will result in less people getting the care they need due to the limited availability of money for care and the increase in the number of beneficiaries receiving

Such data suggests that rural areas were actually better off in terms of medical care prior to the enactment of the Affordable Care Act than they are now. Before ACA implementation, the rural population was significantly more likely to be covered by Medicaid (21%) or other public insurance (4%) than the metropolitan population (16% and 3%, respectively). Therefore, while urban individuals on average had more healthcare benefits due to the nature of their insurance provider, since Medicaid made up some of the gap in employer-sponsored coverage in rural areas, the uninsured rate was similar in rural and urbans populations prior to the ACA (Figure 2).

After the Affordable Care Act (ACA) was enacted in 2010, much of the uninsured population in the United States were finally given the access to health insurance (Shi & Singh, 2015). Prior to the passing of the Act, those who did not have insurance still managed to seek medical attention, whether paying for medical care out of their own pockets or seeking the assistance of government programs. As reported by the U.S. Census Bureau, in 2013, 13.4% of the population in the U.S. were uninsured during the entire year (Smith & Medalia, 2014). Still, a great number of uninsured who sought medical care were unable to pay for those services, this is referred as uncompensated care. In 2013 the cost incurred from

Dr. Atul Gawande wrote a piece for the New Yorker titled “Now What.” It was published just one short month after President Obama signed into law the Affordable Care Act (ACA), and it addresses a few points of consideration surrounding the controversial law, points that have since compounded into intense debates. For anyone who has glanced at a newspaper or navigated the internet between then and now, it’s impossible to miss; the tension created from the passing of the ACA is palpable. Four years later, the ACA remains a hot topic, especially in political circles.

control of both houses of Congress by the Democrats led to the passage of the Affordable Care Act (ACA), often referred to as “Obamacare” was signed into law in March 2010 since then, the ACA, or Obamacare, has become a centerpiece of political campaigning” (Manchikanti et al., 2017). The Republicans now being in absolute in control of the presidency and both houses of Congress and are attempting to repeal and replace the ACA. Moreover, the future of the healthcare reform is still uncertain, especially due to the Republican party and by President Donald Trump. Affordable Care Act reform has given insurance coverage about 20 million people, reduced the cost of it, and improved quality of care to all patients. There are several laws of

The Affordable Care Act focuses on providing health insurance to the former ineligible or to the individual who cannot afford health insurance. This program does not provide free healthcare to anyone, but makes healthcare more affordable-hint the name “Affordable Care Act”. The program is not socialized medicine in any way, shape, or form. According to Amanda Marcotte, the program allows the government to control health insurance. Not healthcare. Some citizens have taken the Affordable Care Act and called it “socialism” because they are not educated on what the term means. Socialism is a way of organizing a society in which major industries are owned and controlled by the government instead of by individuals. The United States already has socialized

In today’s day and age, American households can all agree that health insurance is not a luxury, but a necessity. Without it, costs of emergency room visits and prescription medicines can be financially devastating. However, in the past many families and individuals have taken the risk of not being insured due to the high cost of the insurance itself. To attempt to reform this unfair system, the Obama administration signed into law the Patient Protection and Affordable Care Act in 2010. The law, coined “Obamacare,” has received much opposition due to its expansion government programs and increase in spending. It brings to question how much the government should be involved in an area that for the majority of America’s history, has been

Despite the responsibility of healthcare being a power of the states, the national government created a market for privately owned businesses to provide insurance under an umbrella known as “Obamacare”. Obamacare was primarily comprised of the Affordable Care Act, or AFA. The Affordable Care Act, created by the Obama Administration, was passed in March 2010 under the premise that healthcare should be more available to American citizens. These target citizens being the over 50 million who were uninsured for various reasons before the passing of this legislation. They were able to do this by expanding the affordability through various regulations, taxes, subsidies, and other

Health care in the United States is driven by a patchwork of services and financing. Americans access health care services in a variety of ways — from private physicians’ offices, to public hospitals, to safety-net providers. This diverse network of health care providers is supported by an equally diverse set of funding streams. The United States spends almost twice as much on health care as any other country, topping $2 trillion each year. (WHO.INT 2000) However, even with overall spending amounting to more than $7,400 per person, millions of individuals cannot access the health care services they need.(Foundation 2009) So when the Patient Protection and Affordable Care Act (a.k.a the Affordable Care Act or ACA) was passed in the summer

The Affordable Care Act (ACA) was signed into law on March 23rd, 2010 by President Barack Obama. This radical health care law was a much-needed step in comprehensive health insurance reform. Three important features of the Affordable Care Act are 1. Improving quality and lowering health care costs 2. New consumer protections and 3. Increased access to healthcare. (Key Features. 2014). Under the umbrella of these three key features additional benefits include free preventive care, drug discounts for senior citizens, increased protection against health care fraud, small business tax credits, increased access to health care through the health insurance marketplace, consumer assistance, and non-discrimination based on pre-existing conditions.