Affordable health care has always been a problem in the United States of American yet we have the largest economy in the world. The Affordable Care Act was signed on March 23, 2010 yet so many Americans are still unable to pay for health insurance. By examining the situation, we can look for problems such as possibly reducing military spending and relocating the extra towards health care which is just one of the examples. A country as large as the United States should not have a problem implementing affordable health care for its citizens. The current cost of health care in the United States should be Affordable for everyone regardless of income. Before we examine and try and solve this problem, here is some background information to get you
I will compare the current health care system with the new Patient Protection and Affordable Care Act (ACA) that became law on March 23, 2010. The current system, which is being phased out between 2011 and 2018 is increasingly inaccessible to many poor and lower-middle-class people. About 47 million Americans lack health insurance, an increase of more than two million people from 2005 (Rover, 2011) the increasingly complex warfare between insurers and hospitals over who pays the bills is gobbling up a great deal of money and the end result is that the United States pays roughly twice as much per
Affordable Health Care Act: Should the Federal Government or State Government be in charge of our healthcare.
Recently, there have been various issues being debated in the American healthcare system. While many of these issues have been debated amongst for many years, they have recently been debated and focused on more heavily due to the change of Presidents. One of the most leading problems that is being debated right now is the cost of health insurance. Originally, the Affordable Healthcare Act was supposed to make healthcare insurance affordable and more attainable. A few years after the Affordable Healthcare Act was implemented; it became evident that it was a failure for the most part. In a vast majority of cases, it failed many Americans. The Affordable Healthcare Act in many cases has made healthcare insurance less affordable for the American
A nation that does not provide the opportunity, for the flourishing of health among its citizens, is inherently flawed. A country like the U.S is no exception to this assertion. The United States government should implement a single payer universal health care system. The Modern U.S health care is allowing its citizens to rack up vast amounts of medical debt, in addition, large amounts of its population to remain uninsured. The U.S lags behind an idea, which, many other countries have accepted and that is health care is a human right. A plethora of positive reasons stand behind the notion of a single payer universal health care system, like the ones in other countries. However, the system in place now, has many systemic problems that are hurting citizens, particularly the lower and middle class.
What I currently view as an Economic issue would be the rising costs of Health Care, everyone needs Healthcare, but because of how expensive it is, most of the population cannot afford it. Even if people do have Health Care, they cannot afford paying the high premiums, out of pocket and high deductibles. Health care might not seem like an important topic, but is necessary for the daily lives of people, nobody knows what will happen in the next second of their lives. Everyone needs affordable health care and I think that reducing the cost of health care and making it possible for everyone to afford it would make everyone happy.
2. What are the Patient Protentional Affordable Care Act nine titles? Discuss this in detail?
The cost of healthcare has always been an issue for the insured and uninsured because Americans were not financially protected until the ACA was enacted. The ACA has ended lifetime limits on health plans and insurance companies cannot increase premium rates. If premiums do increase, insurance companies must explain why this action was taken and justify it (Department of Health and Human Services 4). Before the ACA was enacted, many people were going into debt due to medical bills. The rates of premiums were uncontrollable and insurance companies without had the power to raise prices justifying why. There was no protection available for citizens and the health care system was based on profit. This would drive American citizens into poverty due to the high costs and affordability of health
Bohmer, R., & Knoop, C. I. (2007). The challenges facing the U.S. healthcare delivery system. Harvard Business School, Article 9-606-096.
Health care in America is a serious issue as it involves families that are unable to receive accessible, affordable and quality medical treatment. Middle class or impoverished families are unable to receive the benefits of health care due to low income levels and a volatile economy. Politicians discuss the reformation of the health care system, but people who are uninsured suffer the consequences of a system that overlooks middle class families in favor of wealthy families, a dominant issue for conflict theorists. Some argue that the health care system is not in need of reform and state that
Michael Fraser is the executive vice president of the Pennsylvania Medical Society. Fraser states that some of the plans offered through the Affordable Care Act have an annual deductible of $6,350. Patients must pay this deductible before insurance covers any portion of their medical fees. Once met, these plans only cover 60 percent of the medical costs, leaving the patient responsible for the remaining 40 percent.
Just like anything else that is first implemented out to people, there are also flaws. Not everything that first rolls out to the public is perfect. However, although this new health care may have some flaws in the beginning, some may say that there are a little more just minute flaws. Some may express that the new Affordable Care Act may be a reform that will hurt us rather than help us. “If there is any area of social policy in which Americans are likely to be aware that their system has flaws, it is in health care.” As if America it is not already the country that has the most expensive health care system , “Americans pay an average annual cost of $8,174 per person for their health care, over twice as high as the average Western
Long time ago, there was no need for health insurance in America, as doctors had many clients because their services were not so expensive and in some cases in rural areas, people could pay by giving other items. Doctors were not as knowledgeable as they are nowadays to care for the sick, therefore this didn't have much effect then on the patients, as they were treated for the basic illnesses.
The rising healthcare cost is an issue that affects many working class Americans. Experts have tried to come up with different ways to make health care more affordable and easily accessible to all. Despite all the efforts and even after the Affordable Care Act, there are still millions of Americans without health insurance coverage and therefore unable to access the necessary medical care. According to a 2015 report by the U.S Census Bureau, there are over 33 million uninsured Americans. (“Health Insurance Coverage in the United States: 2014 - p60-253.pdf,” n.d.) The Affordable Care Act has unquestionably made healthcare more accessible and reduced the number of uninsured Americans. However, there are still millions of
The subject of health care is a sore subject, one of the most debated topics in the United States of America today and it is also the source of a vast array of complex problems for the American people. Americans have seen an increase in the rates of uninsured Americans, an increase in the cost of health care, and a growth in profits for health care companies. Due to the problematic trends that have taken place in the health care system in the United States, many Americans have viewed it as “the health care crisis” (Obamacare Facts, 2015). During the administration of President Barack Obama, a new law was implemented in order to reform the United States’ health care system called The Affordable Care Act or ObamaCare or ACA.
The United States is known as one of the greatest world powers: however it is held back by its weak healthcare system. As of 2010 the US healthcare system currently ranks the 37th best out of 190 countries (Murray). Before the introduction of the Affordable Care Ac in 2010, the United States had an individual insurance market. It was the responsibility of the individual or their employer to take care of their healthcare costs. On top of this, millions of people could be denied insurance by different agencies due to pre-existing claims. Healthcare was expensive, but the costs were nothing compared to the medical bills owed by an uninsured person. Universal healthcare is a basic right not a privilege. Everyone should be given the