Which is the best advice, with regard to liability insurance? even if one is covered by one's employer's liability insurance, one should also carry one's own liability insurance, and should carry the maximum amount one can afford. even if one's covered by one's employer's liability insurance, one should also carry one's own liability insurance, and should carry the maximum amount of liability insurance available. one should opt for one's own liability insurance instead of accepting liability insurance from one's employer. one should accept one's employer's liability coverage, and then refrain from purchasing one's own liability insurance, in order to cut down on professional expenses.

even if one is covered by one's employer's liability insurance, one should also carry one's own liability insurance, and should carry the maximum amount one can afford.

even if one's covered by one's employer's liability insurance, one should also carry one's own liability insurance, and should carry the maximum amount of liability insurance available.

one should opt for one's own liability insurance instead of accepting liability insurance from one's employer.

one should accept one's employer's liability coverage, and then refrain from purchasing one's own liability insurance, in order to cut down on professional expenses.