Mutual respect

Throughout every sector, the proliferation of technology has driven rapid change. From calling a cab to booking a room, there are new products and apps striving to make life easier. In fact, investment and financial planning, which is traditionally performed by skilled individuals, are now featured through online platforms. Given their love of technology, it comes as no surprise that millennials are gravitating towards tech trends and using automated investment tools. In essence, millennials are

Over the last several years, the total number of investment options that investors have available to them, have increased dramatically. This is evident in the overall increase in the number of private equity funds, hedge funds and mutual funds. For example, the total number of private equity deals that were completed in the year 1970 was a total of 12 transactions accounting for $13 million of investment capital. In 2007, this number of transactions increased 2, 247 and accounted for a total of $70

Investments Nearly three quarters of all U.S. households invest in the stock market. And half of all U.S. households invest in mutual funds—the nation’s fastest growing type of investment. Some investors are saving for a comfortable retirement, other’s for a child’s education. Whatever their goals, shareholders benefit from broad diversification, professional investment management, and ready access to their money. If one decided investing was a sound way to secure their financial future, their

management firm in New York. As an individual, his superior performance throughout his career has earned him an outstanding reputation. Starting out as a clerk, he rose through the ranks of Wall Street to eventually manage the two most aggressive mutual funds at a major investment firm. Success at this firm only added to his reputation and lead to his current role at JFP, a smaller firm with an informal culture. At JFP, Fletcher is challenged with the new responsibility of managing a team, in addition

business of investing is important because fees, taxes, and inflation can have a big impact on your end return. The financial industry is just like any other industry. They want to make as much money as possible and they do this through brokerage fees, mutual fund expenses, and other fees for giving advice or managing people assets. Because they’re in the business to make money they might not act ethically and just want your business for the fees they earn. An investor needs to be aware of inflation

into by both employer and employee. They offer tax-deductible contributions and tax-deferred investment build-up. Plans for larger companies include 401 (k) and 403 (k) plans, these plans usually allow the employee to choose among several pre-chosen mutual funds, the employer matches contributions, and these contributions are made before taxing income, thereby reducing tax now in the present. And IRAs, which allow a retirement account for nonworking spouses, however, IRAs are not as beneficial

Retirement Retirement seems to be one of the most often overlooked areas of people’s future plan. Simply because it seems so far away, it is an area that is subject to procrastination. People are expected to live longer now than ever before, this is another reason why young adults and teenagers are not worried about saving for their retirement. The baby boom generation, the seventy seven million people born between 1943 and 1960, face an entirely different retirement plan. As they began to retire

classic but it will count as epic in the history books when all is said and done. I am referring to the negotiation between the U.S Justice Department and JPMorgan Chase. The fines stem from illegal actions taken by JPMorgan Chase and by Washington Mutual (a bank purchased by Chase in 2008) and Bears Stearns (purchased by Chase in 2008). The government investigated so-called “toxic loans” made by all these companies prior to the 2008 financial crisis. They provided loans to people who could not afford

1. Introduction Today financial markets represent a significant part of the daily life of all of us, but it has not always been this way. Financial markets are a place where money is made, only when people play their cards right, because in many cases people lose by investing their money in the wrong company or buying the wrong stocks. As the saying goes: “You may win some but you will most certainly lose some.” But mostly people use the financial markets to make money, or at least to try to make

Professional Management Mutual Funds provide the services of experienced and skilled professionals, backed by a dedicated investment research team that analyses the performance and prospects of companies and selects suitable investments to achieve the objectives of the scheme. 2. Diversification Mutual Funds invest in a number of companies across a broad cross-section of industries and sectors. This diversification