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    positive impact on the lives of individuals and businesses all over the world. Online banking is a phenomena that was established to make the banking services easier and accessible for the customers. In Saudi Arabia, many people prefer wait in the bank to pay their bills rather than doing it online. This research investigate the extent of using online banking in Saudi Arabia, the associated problems of not using online banking and suggest a solutions for the financial industry in order to enhance

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    roles of its components. Therefore, in this essay, we will use statistics, graphs and specific cases to analyze the complexity of the whole system and its influences and the effect of one of its most crucial elements, the banks. Keywords: financial system, financial crisis, banks It is very hard to give a unified and accurate definition of a financial system. In the reality, different countries and organizations own different kinds of financial systems regarding their current economic conditions

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    affecting the little man such as community banks. The main purpose behind the Dobb- Frank act was to lend a hand to consumers and make the market more financially stable. The majority of commercial banks are in fact community banks and tend to serve in suburban, and rural communities. A huge difference between the larger banks in a metropolitan area and a community bank is the way they make decisions on the customer that come in to obtain a loan. Community banks use a means of relationship banking, which

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    confidence. Another of Australia’s crucial regulatory body systems is the Australian Prudential Regulation Authority or known to many as APRA, According to http://www.apra.gov.au/ this organisation ‘primarily supervises building societies, credit unions, banks, general insurance, life insurance companies and superannuation funds. These various institutions hold an estimated 4 trillion dollars in assets for 23 million Australian depositors, policyholders and superannuation fund members’.

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    Over the years, banks have housed several of their branches in large buildings, sharing their space with other occupants. Although security is a key factor in consideration of the location of a bank, smart individuals use this positioning to their advantage. Access is gained by cutting a hole in the floor, and theft occurs. With the passing years, security in banks has been evident with the reliance of CCTV cameras. This ensures monitoring of the users activities in banks by security officers who

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    difference between depository and nondepository is that depository financial institutions make their money directly from the company, and nondepository makes their money another way. depository financial institutions is most commonly associated with banks, they make money on customers deposits. They also make money from things like loans and mortgages, those are the main ways depository institutions make money. Nondepository financial institutions are things like brokerage firms, insurance companies

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    The main objective of this report is to design a knowledge management (KM) system for the Bank of Greece. This KM system is assembled of many different components, which work together in a coordinated flow and can contribute to the bank’s successful implementation of a new business environment. First, the opportunity related to a new virtual environment is described. Next, a solution is offered for how the bank should develop its culture and share knowledge within the organisation to improve its working

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    not look after them. I was intrigued by this dark side of modern communication and the effect it has on the safety of the banking sector. Financial institutions work with a large amount of data, often sensitive information. The computer software banks use are quite complex, which makes them a target for fraud and

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    caused the financial meltdown of various global financial organizations such as the Lehman Brothers brought the US economy to its knees with matters being exacerbated by the burst of the sub-prime mortgage bubble. Financial markets including various banks went into bankruptcy with governments having to chalk out large bailout packages and the reserve parachute of financial reforms and regulations to stop the free fall of financial institutions. Asian Markets had huge amounts of savings that they were

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    site the first branch opened in 1970 in Omega, Georgia. (About Us). South Georgia Banking is a state chartered bank, which is under the state of Georgia’s regulatory Department of Banking and Finance. This department states, “The Department regulates state-chartered banks and trust companies that are headquartered in the state of Georgia” (Banks & Holding Companies). Nationwide banks, whose headquarters are in another state do not fall under the department’s rules. South Georgia Banking may be

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