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    access. This essay will look at various methods of mobile phone payments and it’s impact on both individuals and the society. Mobile phone payments allow consumers to pay for a wide range of goods and services using phones instead of cash, credit/debit cards and cheques. One of the models for payment is by using Short Message Service (SMS) or Unstructured Supplementary Service Data (USSD). Consumers can send payment requests via text messages that will be charged to their phone bill or online wallet

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    Today, almost everything is done digitally either on laptops or mobile phones (smartphones), from online shopping to online banking. These little things have become one amongst the most important things to survive. Mobile phones have become ubiquitous; you can find a fifth grade kid with a smartphone. There are more than a billion smartphones in the market and six billion mobile phone subscriptions. With the rapid development of smartphones, things like watches, radios, cameras, calculators and so

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    wasn’t offered a credit card to start with, when I asked for one they explained me how they can only give me a secured card only. Without sufficient research of other offers and service providers I committed to a secured card worth $500. I was informed they would keep reviewing my account and payments periodically and graduate me to an unsecured card if found fit. My monthly expenditure is in excess of $750 and so it often happens that halfway into the month the credit card becomes useless and I need

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    On September 22, 2015, DVR review of the register revealed that Jevon Johnson was closing the register. The electronic journal roll revealed that the register was even when it closed. The cash was taken after the register was closed and Jevon was observed separating the cash into two piles before putting the cash into the wallet. A review of Johnsons cash voids revealed that before closing at night on 4 separate occasions, Johnson would take a cash sale done earlier in the day and void it out

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    Amongst a fairytale-like setting, complete with a beautiful farm nestled in rolling hills and accented with lush pastures, lives Mr. Henry Morgan. His beautiful wife and angelic children share his world of romantic relaxation. All is happiness and joy. All is peace, purity and perfection. But then it happens. Too slowly for Henry to notice, his life comes crashing down. Change – ‘progress’, as the world calls it – is brought to him, and before he can realize it, his life gradually slides into the

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    received by SME Bank 1) Risk of fraud 2) Unsuitable clients Credit Cards May be used for short term credit. This method of finance is convenient for assisting clients to fund short term finance. In contrast to a personal credit card facility for which a partial monthly payment can be made instead of the full balance owing, a business credit card will be required to be repaid in full at the end of each month by way of direct debit. As a result of this method, a Bank can identify at an early stage

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    company is small, you can probably just ask the owner. Creditcards.com recommends that you and your employer spell out what will happen if you leave the company or get fired before repaying the full amount of your loan. Most employers might try to debit the remaining balance in full from your final check, but if you have a legal repayment schedule defined in your contract, that action

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    Why does technology have a big impact on the world? Technology has grown for years since the first computer was created and many have been using technology for school, work, interviews. It has made life more easy and effective way to get stuff done faster because technology impacted many people over the world and it has benefited us greatly. It’s a wonderful way to stay connected to the world and never miss out on events and important new broadcast. It has advanced more further than anyone has imagined

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    Frank McNamara, conceived the world’s first idea for a credit card. The idea was intended for when McNamara went out for an important diner. While he was out, he realized he had left his wallet at home and was unable to pay for the dinner so he needed something that could allow him to come back and pay for the balance later. Overtime McNamara’s credit card idea has evolved into an electronic way of making payments, we now use credit cards to purchase groceries at the local market and make payments

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    to date of the Sony hacker(s) using the stolen identities of Sony’s customers, the breach to Sony’s PlayStation Network involved millions of people around the world who used Sony’s PlayStation video game system and who may have had their credit card information stolen in the 2011 hacking incident (PBS, 2012). This hacking incident against Sony could have potentially included over seventy-seven million user accounts that were disconnected worldwide. The hacker obtained information to include players’

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