Answered: Young, healthy people tend to be the…

Young, healthy people tend to be the least-likely to buy health insurance because they think they don't need it. What problem does this create for unhealthy people who want to buy insurance and why

Surgical Tech For Surgical Tech Pos Care

5th Edition

ISBN:9781337648868

Author:Association

Publisher:Association

Chapter1: Orientation To Surgical Technology

Section: Chapter Questions

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Health Promotion

Health promotion enables people to maintain a healthy body that will function properly, resulting in improved healthy and disease-free life. It includes public policies that address health-related factors, such as employment, working conditions, food security, housing, and income.

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Young, healthy people tend to be the least-likely to buy health insurance because they think they don't need it. What problem does this create for unhealthy people who want to buy insurance and why?

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What are the advantages and disadvantages of having health care coverage? Does it protect from financial risk? From the billing aspect, are there laws that assist in the insurance collections process? If so, what are they? Considering the different government plans and private health plans, what do you think is the best type of health insurance to have? What is the difference between copay, coinsurance, and deductibles?
What is the difference between Medicaid and Medicare? How do you think they help (or hurt) existing health disparities? What are thoughts on universal healthcare?
Poverty and inequality play a major role in healthcare outcomes as well as increase overall healthcare costs. Please take a look at the different programs that exist in our country that are meant to promote better health outcomes for the poor. This includes topics such as WIC and SNAP, as well as hospital investment programs that support low-income families. This should include discussion on EITC (Earned Income Tax credit), CHIP and Medicaid. For Medicaid, take a look at what Medicaid expansion could do for Texas in terms of improving care for the poor as well as funding for Texas as state.
What is the difference between Public vs Private health care? Is there a benefit of having Private Health insurance? Choose 2 pros and 2 Cons for public and 2 pros and 2 cons for private health care
In real life, investments in health can generate long-lasting benefits, but the Grossman model neglects this aspect of health.
What are health savings accounts (HSAs)? How might they reduce the overconsumption of health care resulting from traditional insurance? How might they introduce an element of price competition into the health care system?
What is one downside to the Health Insurance Portability and Accountability Act (HIPAA)? a. releases individually identifiable health information on the Internet b. discourages the creation of public databases to make healthcare decisions c. uses patients' private information for research purposes d. increases abuse and Medicaid fraud
Explain whether you agree or disagree with the following comments: “It always puzzles me why the cost of healthcare is such a big issue. Aren’t about 60% of our hospitals not-for-profit? That means that about 60% of the healthcare needs out there are being satisfied free of charge through charitable organizations.”
For one commentator's perspective, read the following: https://www.washingtonpolicy.org/publications/detail/should-the-rest-of-us-pay-for-other-peoples-bad-lifestyle-choices Should we pay for others' poor lifestyle choices? Is it ethical to charge more for insurance from people in poor health? What about those who choose to smoke, drink excessive alcohol, or eat unhealthy food? Do people choose their own health? To what extent do you think people have control over their health? Do you think genetics play a larger role than lifestyle choices? Support your opinion with internet research and cite your sources Hint: Don't forget to include the reference.
Why are Medical Doctors important in our lives? Explain
If you look at pages 110-111, you'll find a discussion about the controversy surrounding the question of whether a physician always has an obligation to tell a patient the truth. What are your thoughts on the issue? Do you think that there are times when it may be acceptable to withhold information from a patient? Here's another thing to think about. Last class, we briefly discussed two commonly invoked principles in bioethics: the principle of beneficence and the principle of autonomy. How might these two principles come into conflict here?
What does it mean to be healthy in your culture? When you think of health, what images come to mind? how do you examine and define health and illness within your cultural context.