You place $100 per month into an account that earns 1% per month. Which of the following expressions can be used to calculate the account’s value after 3 years? (a) P = 100(P/A, 1%, 3) (b) F = 100(P/A, 1%, 36)(F/P, 1%, 36) (c) F = 100[(1 + 0.01) n − 1]/0.01 (d) F = 100(F/A, 12.68%, 3)

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