You had recently applied for the post of Chief Credit Risk Officer (CCRO) in a financial institution. You have been short listed to make a presentation to the board members. As part of the presentation, you are requested provide responses to the key items listed below. As a potential CCRO of the bank, what three techniques you will use to evaluate credit requests for corporate customers?

Adapt the presentation to meet the unique needs of the customer. Individual client problems priorities are unique which means if we do our job well the solutions will match the customers needs. True False

Use discriminant analysis to classify the accompanying new records using only Credit Score and Years of Credit History as input variables. Click here to view the credit approval data. Click here to view the new records. Complete the following table. (Round to four decimal places as needed.) Homeowner Credit Score Years of Credit History Revolving Balance Revolving Utilization Discriminant Score Decision Y 548 5 N 662 4 Y 724 12 N 14 N Y 704 592 684 New Records 9 15 $21,000 $4,000 $8,500 $16,300 $2,500 $16,700 N Y N N Y 548 662 724 704 592 684 5 4 15% 90% 25% 70% 90% 18% Homeowner Credit Score Years of Credit History Revolving Balance Revolving Utilization Decision t Y 12 14 9 15 Print $21,000 $4,000 $8,500 $16,300 $2,500 $16,700 000000 Done PEPPE Y 15% 90% 25% 70% 90% 18% Y

Select a peer-reviewed article that focuses on the cultural differences leadership/management will need to handle in a global business. The article must be published within the last five years.    Examples of journals with peer-reviewed articles include Critical Perspectives on International Business, International Journal of Management, Journal of International Business Studies, Journal of International Business Research, Journal of International of Trade & Global Business Perspectives, and Management International Review. Explain why you selected this article. Discuss the issues it raises and explain the cultural differences leadership/management will need to handle in a global business. cite the article

A third party who is not in privity of contract but who has rights under the contract and can enforce the contract against the obligor is said to be an intended beneficiary.

Note:- Do not provide handwritten solution. Maintain accuracy and quality in your answer. Take care of plagiarism. Answer completely. You will get up vote for sure.

Question 1: Your company seeks to take over Good Deal Company. Your company’s offer for Good Deal is $5,000,000 in cash upon signing the agreement followed by 10 annual payments of $200,000 starting one year later. The time value of money is 10%.   a.) Find the present worth of your company’s offer and b.) perform a sensitivity analysis i.e. find how sensitive the value of the present worth is to changes in the initial cash upon signing, annual payment amount, number of payments and rate of return. (Hint: change one of the variables in PW formula to see how it impacts the PW. You can draw a spider plot if you’d like, but it’s not required).