which option is resulting in a moral risk (dishonesty)? Policyholder’s history of prior losses in high-risk crime zones Policyholders lack of proper security measures to protect the insurer property from theft Policyholder’s criminal record involving crimes related to theft Policyholder’s lack of concern about protecting the insured property

before receiving a policy from the insurer, a producer may give an insured a written document as proof of insurance. The document is referred to as a (an) 1. statement of insurance 2. endorsement of insurance 3. binder of insurance 4. manuscript of insurance

economic graphs for vouch insurance startup?

The difference between retrospective versus prospective reimbursement is that:   a. Prospective reimbursement is cost-based and payments are based on each healthcare services/goods done or given; retrospective reimbursements  are based on set standards such as DRGs in the case of hospitalizations.   b. Retrospective reimbursement is cost-based and payments are based on each healthcare services/goods done or given; prospective reimbursements  are based on set standards such as DRGs in the case of hospitalizations.   c. Both payment systems practically mean the same thing since it is a way to reimburse providers of health care services on the services they have already given to patients.    d. None of the choices are correct

Insurance companies are regulated under federal insurance laws. True False

Adverse selection occurs because of      A) spreading of risks. B) diminishing marginal utility. C) of imperfect information.      D) moral hazard

How does the presence of asymmetric information in the used car market impact the behavior of buyers, sellers, and market outcomes?

I need quick response.

The purpose of the coordination of benefit clause found in group policies is to:    A: promote over insurance    B: help the insured profit from loss    C: reinforce indemnity    D: help the insurance company cancel claims

Pls help ASAP