Which interest rate is used on very short term loans from one bank to another? A. PRIME INTEREST RATE  B.TREASURY BILL RATE C. COMMERCIAL PAPER RATE D. FED FUNDS RATE

How does the interest paid on U.S. savings bonds compare to the savings account rates paid by banks and credit unions? A.The interest paid on U.S. savings bonds is higher than the savings account rates paid by banks and credit unions. B.The interest paid on U.S. savings bonds is lower than the savings account rates paid by banks and credit unions.  C.The interest paid on U.S. savings bonds is twice as much as the savings account rates paid by banks and credit unions. D.The interest paid on U.S. savings bonds is the same as the savings account rates paid by banks and credit unions.

how does the Federal Reserve System use the interest rate to affect the money supply.

How do you calculate the rate on an Adjustable Rate Mortgage? Survey the cost of funds an local banks. O Use the amortization formula. With a financial calculator. O Index + Margin

In describing investments and loans, the stated interest rate is known as the or rate. periodic or effective periodic or compounding annual or nominal annual percentage yield or effective

With open market operations, the federal reserve sets the interest rate it lends to banks.    Ture or false

Why is credit risk management important and what are the features of a loan or debt instrument it determines? What is the difference between a spot loan and revolving loan? What is loan commitment? What are the different rates that have replaced LIBOR and in what countries/economic blocs are they used in? What are the borrower and market specific factors that impact the return on a loan for a financial institution? Are higher interest rates a restrictive or stimulative form of monetary policy and explain your answer?

Discuss some of the most elementary terms used in fixed interest rate loans?

Describe payday loans, tax-refund advances and structured-settlement advances—the differences between these financing products and the concerns that are associated with similar short-term loan products. Specifically, explain the effect these can have on your future cashflow.

What risks might commercial bank operations face by funding long-term loans such as mortgages to borrowers (often at fixed interest rates) with short-term deposits from savers? What steps could the financial institution take to reduce these risks?