When assessing the creditworthiness of new entrepreneurs, lending institutions review the “Five C’s”. The guarantees, or additional forms of security (such as assets) the entrepreneur can provide the lender is known as? *         conditions       capacity       collateral       capital

Q: Going to a bank and applying for a mortgage loan would be an example of what type of financing?…

A: A mortgage is a contract between you and a lender that provides the lender the right to repossess…

Q: What is subprime lending, it's advantages & disadvantages? with real life examples

A: Subprime lending is a type of loan that is offered to individuals with less than ideal credit…

Q: What is the cost of capital?     Short-term securities held in lieu of cash     The amount of…

A: Cost of capital refers to the evaluation of a project's capability to yield returns exceeding its…

Q: You are considering giving a loan to a prospective commercial property investor. You are concerned…

A: In order to see which ratio should be looked upon one should look at the income generated by the…

Q: Importance of the “Teaser Rate” on ARMs—Residential Loans

A: Answer: Introduction: A teaser rate at the beginning of an adjustable mortgage rate (ARM) is the…

Q: TRY TO DISCOVER! Five Keys of Loan Applications (Williams, Mark, 2019) What do you think are banks,…

A: In the given question, we need to highlight the five keys of loan application i.e. the fundamental…

Q: Which is not a metric used by lenders to measure the overall suitability of a loan: 1) Loan to…

A: Loan to value ratio- It is a measure of indebtedness which divides the outstanding debt by the…

Q: What are the advantages and disadvantages of implementing credit scoring within a financial…

A: The credit scoring is calculated by checking the payment history of an individual, credit mix,…

Q: The internal rate of return on a mortgage loan calculated from the lender's perspective is more…

A: Discount point is the amount or a part of mortgage amount which the borrower pay at the time of…

Q: Question 2 a) Explain the following different types of credit advances and when firms use it (i)…

A: As per the Honor code of Bartleby we are bound to given the answer of first three sub part only,…

Q: 1. Explain the difference between debt to income (DTI) ratio and loan to value ratio (LTV). In…

A: We’ll answer the first question since the exact one wasn’t specified. Please submit a new question…

Q: y banks to qualified borrowers * investment unsecured loans stand

A: Step 1   Customers can get unsecured loans from various lenders across the country. Several…

Q: Credit scoring is a process used to   Multiple Choice   determine what interest rate to charge a…

A: Credit score : it is a number between 300 - 850 which depicts consumers creditworthiness.

Q: 1. Define and site and example of a Savings and Mortgage Banking. 2. Site and Example of a Long Term…

A: “Since you have asked multiple questions, we will solve the first question for you. If you want any…

Q: about a business wo

A: Before making a loan to a borrower, banks examine the firm's key financial figures. To establish the…

Q: This term is often used by various industries to determine the amount of risk an individual…

A: Analysis of the given options: i) Capital- Capital is money put to use for economic purpose and…

Q: For the company GSK PLC discuss a recent Investment Bank deal - what was the company, the investment…

A: GlaxoSmithKline (GSK) recently announced a partnership with Goldman Sachs in which Goldman Sachs…

Q: hich of the following is not a way in which banks lend short-term unsecured loans? a. Through a…

A: Banks give short term credits to the business to increase the business and grow business and provide…

Q: Finance companies specialize in making loáns to__. banks corporations O small businesses O…

A: Finance Companies are those entities that provides financial and investment services. Such entities…

Q: Discuss the 8 factors that a lender should consider when deciding whether to grant or not grant a…

A: Any business want to put your best foot forward when applying for a loan but this can be difficult…

Q: Bankers Acceptances are generally drawn to raise capital for Financing working capital Financing…

A: Bankers Acceptances - This is the assurance of the bank for the later payments. This document is…

Q: Building a good credit rating is integral to which of the following? Ability to have access to…

A: Meaning: Credit rating is the measurement of the past performance of a company related to loans and…

Q: Discuss the implications of financing through debt as they compare to financing through equity. What…

A: When a company raises capital by selling debt instruments to investors, this is referred to as debt…

Q: You will discuss credit from the lenders point of view. What factors do lenders consider when making…

A: A credit score is a numerical representation of a person's creditworthiness and indicates how well…

Q: When one examines a REIT investment, why it is important to consider the terms of the company’s…

A: REIT stands for Real Estate Investment Trust. It manages and operates properties that generate gain…

Q: main participants

A: Real estate refers to the business of buying, selling or renting the land, building, etc and it's…

Q: 5. Sources of short-term financing Short-term credit, or short-term financing, is any liability that…

A: Trade credit: It means the credit that the seller allows the buyer while purchasing goods/services.…

Q: Which type of loan is suitable for buying supplies? O a. Single term O b. Long term O C. Medium-term…

A: Loan is defined as the amount of money borrowed from someone, usually a financial institution. Types…

Q: traditional debt and alternative financing instruments f

A: Entrepreneurs refer to a person who is establishing a business for taking financial risks and…

Q: Direct financing allows a borrower to:

A: Direct financing is a financing approaches in which the borrower (or financer) directly purchases…

Q: As a banker, which sources of interest free financing is best for business to raise funds? Elaborate…

A: Certain sections of the business community are not able to avail interest based credit due to…

Q: Describe the role of mortgage bankers and how they earn profits?

A: Mortgage Bankers are people or intermediaries within financial institutions who helped in the…

Q: Create a plan of investment on a bank and solve its interest with respect to the rate offered and…

A: Simple interest is computed on the loan's initial main amount, but compound interest is calculated…

Q: Asset-based lending is typically used to finance a. accounts receivable b. real estate. c.…

A: Asset-based lending is typically used to finance  c. construction and development projects.     A…

Q: T F Long-term financing is generally used to opennew businesses.

A: Long-term financing refers to procuring debt for longer durations. It is generally undertaken where…

Q: What are the 5 Cs of credit that are sometimes used by bankers and others to determine whether a…

A: While granting credit banks do analysis of that loan amount will be repaid without any problem.

Q: Direct finance occurs when A. savers go directly to borrowers for funds. B. borrowers deposit funds…

A: Financing is the borrowing of money by the needy. if someone needs to money for some purpose and…