What is funding practices in commercial bank ,give me some examples of funding practices of bank that can cause bank failures by illiquidity in order to make me see a clearer picture.

Q: Which would provide a bank holding company with guidance on the types of nonbanking activities it…

A: Bank Holding Companies are governed by Bank Holding Company Act (BHC Act) of 1956, which gives…

Q: The two most pressing demands for liquidity from a bank come from, first, customers withdrawing…

A: Liquidity in banking refers to the capacity or the ability of the banks to give cash to customers on…

Q: The following is true of deposit insurance, except     Depositor no longer has incentives to…

A: Deposit insurance is used to refer to the guarantee provided to protect the savings of the…

Q: Which of the following statements is false? A.   Moral hazard is the lack of incentive to guard…

A: Analysis of the options:   A: Moral hazard is the lack of incentive to guard against risk where one…

Q: What are the possible financial objectives can be recommended to a bank?

A: Financial objectives of bank are basis of working of bank.

Q: What are the factors that make a person choose a bank? What are people looking for in a banking…

A: Bank is referred as the financial institution, which accepts the monetary deposits from the people…

Q: riefly explain about Basic Concepts of sources of Bank Funds. No plagiarism.

A: Introduction : In simple words, banks are the financial institutions which work as a bridge between…

Q: Role of Central Banks and Moral Hazards The job of central banks in making moral hazard. How do…

A: Introduction:The job of central banks in making moral hazard-Central banks have injected moral…

Q: What are the main sources of funding for commercial banks?

A: Banks are a financial institution that receives money from customers and makes a loan to the…

Q: Explain the possible IFRS treatment of bank loans.

A: IFRS is international finance reporting standards will replace with Accounting standards 39.

Q: plain abo

A: Introduction : A bank can be understood as the type of financial entity that takes public deposits…

Q: Consider how an organization must manage cash and receivables. Which of the two is the most…

A: How an organization must manage cash and receivables? Cash and receivables management is important…

Q: what is ADVANTAGES AND DISADVANTAGES OF THIS MORATORIUM  in banking to  BANKS . Give an example

A: MORATORIUM- is an option available to borrower to defer the EMI payment. During the moratorium…

Q: What caused the banking crisis? Explain b. Why was the Insurance Guarantee Agency established…

A: A banking crisis is a situation when the banks are at the point of solvency and liquidation. It may…

Q: Explain how commercial bank mange it balance sheet to maximize its profit without affecting the…

A: Commercial Banks are financial institutions accepting deposits from borrowers and using the deposits…

Q: What are the possible arguments for setting up a firewall between investment banks and commercial…

A: At the time, improper banking activity–the overzealous commercial bank involvement in stock market…

Q: why is it important for companies to prepare bank reconciliation periodically?

A: Any businessman or a company contains a book called as Cash Book. This cash book contains the…

Q: Which of the following is not a reason for banks to be regulated? a.To protect depositors. b.To…

A: A bank is a type of financial institution that handles all procedures linked to depositing and…

Q: Discuss in detail about the Loan securitization as a tool for managing risks by banks. Discuss about…

A: Securitization : It is a risk management tool used to reduce an risk that is particular to some…

Q: what are the two most differences between the bank side and the book side of a bank reconciliation?

A: Bank reconciliation is a statement which explains the reasons of difference between the balance as…

Q: Explain Poor supervision by Central Banks with examples

A: Central banks play major role in the country’s economy. Some of the main function of these banks are…

Q: How can bankers be spotting potential fraud among the loan granted

A: Bank loan means the loan given by the bank to the borrower. This loan can be provided for short term…

Q: What are the appropriate ways to reach quicker break-even for bank operations?

A: The break-even point is the point at which the revenues that are generated and the costs or expenses…

Q: I have questions about whether purchased funds are recorded as an asset or liability on a bank's…

A: Whether purchased funds are recorded as an asset or liability on a bank's balance sheet depends on…

Q: Explain any two (2) credit card schemes used by fraudulent actors. Discuss any three (3) strategies…

A: Credit Card:-A Credit Card is a rectangular piece of plastic or metal gave by a bank or monetary…

Q: State and discuss the essential elements of an effective and efficient credit administration system.…

A: Introduction :- The credit administration system is an integral part of the overall financial system…

Q: Match definitions with vocabulary terms) Use theseterms to complete the statements that follow. You…

A: Cash equivalents are those short term assets which can be converted into cash immediately or short…

Q: What special problem do off-balance-sheet activities present to bank regulators, and what have they…

A: Off- Balance sheet activities or items includes the resources and obligations which are not recorded…

Q: How the use of Bank contributes to the internal control: Select one: O a. Omit bank reconciliation O…

A: All the transactions that are made through the bank are recorded in the company's books as well as…

Q: Elaborately explain about, Uses of Bank Funds – The Lending Function: The credit process. No…

A: Uses of Bank Funds: Bank funs the amount of money present with the bank that is deposited by the…

Q: NSF results in a bank crediting one’s account. True or false

A: Non-sufficient funds in banking terms means that there is not enough money in the account to pay the…

Q: What is the purpose of preparing a bank reconciliation?

A: Bank reconciliation is prepared to reconcile the company's cash book that is reconciled with its…

Q: How is responsible for preparing the bank reconciliation and what is the pur Pose of it:

A: Bank Reconciliation Statement - A statement showing the business activity of the company to…

Q: Why are the banks reluctant to lend, and what should be done to increase bank lending?

A: Banks generally borrow and lend cash in the interbank loaning market so as to oversee the liquidity…

Q: In managing credit risk for banks what are the two main concerns that banks have when lending money?…

A: Credit risk: It is the risk involved in receiving the interest and principal payments from the…

Q: Direction: Answer the following questions. The main difference between other financial institutions…

A: A financial institution (FI) is a firm that deals with financial and monetary activities such…

Q: Do you think it is possible for depositors to discipline bank managers who are tempted to take…

A: The funds of the depositors are used by the bank managers in a manner that they consider best and…

Q: What are the advantages and disadvantages of direct lending for the bank? How are banks reducing the…

A: Direct lending refers to a type of lending that is provided directly by the lender, such as a bank,…