What determines the proportion of bonds/money that the household keeps? please explain this question

Principles of Economics 2e
2nd Edition
ISBN:9781947172364
Author:Steven A. Greenlaw; David Shapiro
Publisher:Steven A. Greenlaw; David Shapiro
Chapter17: Financial Markets
Section: Chapter Questions
Problem 28RQ: Is investing in housing always a very safe investment?
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What determines the proportion of bonds/money that the household keeps?

please explain this question 

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