What are 3 differences between the microcredit approach (or Bangladesh Consensus) and the capability deprivation approach?

35 of 178 countries—about 20 percent—grant their residents significant economic freedom. The rest do not. Looking for explanations applies various analytics. One prominent explanation is that in some countries, notably western markets,    ___________ (praise OR Criticism; select ONLY one that applies) for/of the virtues of economic freedom has turned to  _____________ (concern or disregard; select ONLY one that applies) of its deficiencies. In others, notably emerging economies, we see the  ______________ (opposite OR Same)   sorts of circumstances.

just b please. Mainly the "calculating the differences estimate between the free option and $3 option."

Ronald Coase in his classic October 1960 article “The Problem of Social Cost” (Journal of Law and Economics 3[1], pp.1-4) discussed collective ownership of resources.  Collective ownership often means that no one takes care of resources, or at minimum that resources are not cared for as well as if they were privately owned.  What are some of problems with collective ownership in the health care industry? Can you think of some examples in which collective ownership works?  In what situations does it not work?