TEREST INCOME On loans and advances On investment securities On deposits with BSP and other banks TEREST EXPENSE On deposits On bills payable and other borrowed funds ET INTEREST INCOME ROVISION FOR CREDIT AND IMPAIRMENT LOSSES ET INTEREST INCOME AFTER PROVISION FOR CREDIT AND IMPAIRMENT LOSSES THER INCOME Fees and commissions Income from foreign exchange trading Securities trading gain Income attributable to insurance operations Netgains (losses) on disposals of investment securities at amortized cost Other operating income THER EXPENSES Compensation and fringe benefits Occupancy and equipment-related expenses Other operating expenses ROFIT BEFORE INCOME TAX ICOME TAX EXPENSE Current Deferred ET INCOME FROM CONTINUING OPERATIONS ET (LOSS) INCOME FROM DISCONTINUED OPERATIONS STINCOME ACTED TAY FOR EACH OF THE THREE YEARS IN THE PERIOD ENDED 2022 84,909,000,000 16,863,000,000 1,496,000,000 103,268,000,000 14,821,000,000 3,381,000,000 18,202,000,000 85,066,000,000 9,167,000,000 75,899,000,000 11,339,000,000 2,617,000,000 857,000,000 1,379,000,000 214,000,000 17,053,000,000 33,459,000,000 19,528,000,000 18,761,000,000 19,701,000,000 57,990,000,000 51,368,000,000 12,438,000,000 -906,000,000 11,532,000,000 39,836,000,000 0 20 926 000 000 2021 72,225,000,000 10,436,000,000 1,956,000,000 84,617,000,000 10,168,000,000 4,866,000,000 15,034,000,000 69,583,000,000 13,135,000,000 56,448,000,000 11,204,000,000 2,384,000,000 97,000,000 1,854,000,000 1,513,000,000 10,770,000,000 27,822,000,000 18,528,000,000 16,010,000,000 16,195,000,000 50,733,000,000 33,537,000,000 8,328,000,000 1,099,000,000 9,427,000,000 24,110,000,000 0 24 110 000 000 2020 82,312,000,000 12,052,000,000 1,944,000,000 96,308,000,000 18,986,000,000 5,058,000,000 24,044,000,000 72,264,000,000 28,000,000,000 44,264,000,000 8,899,000,000 2,155,000,000 3,310,000,000 1,506,000,000 4,647,000,000 9,142,000,000 29,659,000,000 25,769,000,000 10,751,000,000 -6,845,000,000 3,906,000,000 21,863,000,000 -211,000 3-Year Average 21 962 790 000 79,815,333,333.33 13,117,000,000.00 1,798,666,666.67 94,731,000,000.00 14,658, 333, 333.33 4,435,000,000.00 19,093,333, 333.33 75,637,666,666.67 16,767,333,333.33 18,005,000,000 18,687,000,000.00 14,606,000,000 16,459,000,000.00 15,543,000,000 17, 146, 333,333.33 48,154,000,000 52, 292, 333, 333.33 58,870,333,333.33 10,480,666,666.67 2,385, 333,333.33 1,421,333,333.33 1,579,666,666.67 2,124,666,666.67 12,321, 666,666.67 30, 313,333,333.33 36,891, 333, 333.33 10,505,666,666.67 (2,217,333,333.33) 8,288, 333, 333.33 28,603,000,000.00 (70,333.33) 28 602 929 666 67 Percentage 84.255 13.847 1.899 100.000 15.474 4.682 20.155 79.845 17.700 62.145 11.0649 2.518 1.500 1.6689 2.2435 13.0075 31.999 19.7265 17.3749 18.100 55.2015 38.9435 11.090 -2.341 8.7495 30.1949 0.000 20 1910

D.e.d.u.c.t.i.o.n.s. .f.r.o.m. .G.r.o.s.s. .I.n.c.o.m.e. N.o.t.e.:. .I.n.c.o.m.e. .t.a.x.a.t.i.o.n. .-. .P.h.i.l.i.p.p.i.n.e.s. .b.a.s.e.d D.e.f.i.n.e. .".b.u.s.i.n.e.s..s ..e.x.p.e.n.s.e.s...".?. .D.i.f.f.e.r.e.n.t.i.a.t..e. .t.he. ..a.l.l.o.w.a.b.l.e. O.S.D. .f.o.r. .i.n.d.i.v.i.d.u.a.l. .f.r.o..m .t.h.a.t. .o.f. .t.h.e. .c.o.r.p.o.r.a.t.i.o.n. E.n.u.m.e.r.a.t.e. .t.h.e. .t.a.x.p.a.y.e.r.s. .t.h.a.t. .a.r.e. .a.l.l.o.w.e.d .t.o. .d.e.d.u.c.t. .O.S.D. C.a.n. .a. .h..u.s.b.a.n.d. .c.l.a..i.m .O.S.D. ..w.h.i.le. .t.h.e. .w.i.f.e.. .cl.a.i.m.. i.t.e.m.i.z.e.d. .d.e.d..u.c.t.i.o.n.s. .(.v.i.s.e.. .v.e.r.s.a.). .i.n. .t.h.e.i.r.. c.o.n.s.o.l.i.d.a.t..ed. .I.T.R.?.. .J.u.s.t.i.f.y. .y.o.u.r. .a.n.s..w.e.r. D.e.f.i.n.e. ."..i.t.e.m.i.z.e.d. .d.e.d.u.c.t..i.o.n.s..".?.. E.n.u.m.e.r.a.t.e. .t.h.e. .i.n.c.o.m.e.s. .t.h.a.t. .a.r.e. .g.r.a.n.t.e.d. .w.i.t.h. .a.l.l.o.w.a.b.l.e. .i.t.e.m.i.z.e.d. .d.e.d.u.c.t.i.o.n.s. W.h.a.t. .i.s. .a. .".g.e.n.e.r.a.l. .b.u.s.i.n.e.s.s. .e.x.p.e.n.s.e.s.".?.…

E.v.a.l.u.a.t.e. .a.n.d. .e.x.p.l.a.i.n. .t.h.e. .s.t.a.t.e.m.e.n.t. .o.f. .f.i.n.a.n.c.i.a.l. .p.o.s.i.t.i.o.n. .b.e.l.o.w.

Ma1. Please give only typed answer.