Sometimes, lenders allow or require a downpayment before they extend you the loan. What would be the advantage to the lender? What would be the advantage to the borrower?

Q: What is a zero-down home mortgage? What is a huge potential risk with zero-down mortgages?

A: A mortgage refers to a loan used to finance the acquisition or upkeep of real estate, vacant land,…

Q: With the aid of a diagram explain credit rationing

A: Credit describes the provision of funds or resources providing  by a lender to a borrower, with the…

Q: xplain the benefits of financial education?

A: Financial Education: Financial education refers to the process of learnin about money, making…

Q: Which financial Market do Retail credit products e.g. Mortgage bonds, short term loans, long term…

A: Meaning of Financial Assets: The term financial assets refer to the situation, under which these…

Q: People should buy bonds when they think that interest rates are as high as they will go.

A: A bond is a financial instrument that allows an issuer to raise capital by borrowing money from…

Q: help

A: The first part of the question is asking about the primary concern of a company's management team in…

Q: The amount which from the transaction entered by the person who borrows money called the debtor or…

A: Answer-

Q: What is an interest rate future? How can they be used to reduce interest rate risk by a borrower?

A: An interest rate future is a financial derivative that permits openness to changes in interest…

Q: The borrower's financial ability to meet credit obligations is called: O Capital. O Capacity. O…

A: Financial market:It is a market where there is buying and selling of financial securities. It…

Q: What do you think of the principles about borrrowing and lending?

A: Creditworthiness: The evaluation of a borrower's ability to repay a loan or debt, based on factors…

Q: How important is CFO in a rural bank? What he can do that others cannot?

A: As a top executive, the chief financial officer is in charge of a company's financial operations.…

Q: A is an example of revolving credit.

A: Credit refers to a ‘contractual agreement’ in which a borrower gets something of value now &…

Q: Why do poor people lack access to financial services?

A: In developing countries, most of the poor or underprivileged people lack proper access to financial…

Q: Aaron, an insurance agent, meets with his long-time client Samantha, a 59-year-old paralegal because…

A: NOTE:- “Since you have posted multiple questions, we will provide the solution only to the first…

Q: Why do the creditors generally charge higher interest rates on new borrowing?

A: The interest rate is the amount that the creditor charges with the principal from the borrower to…

Q: Which of the following statements is correct about a business income coverage form? 1. it must be…

A: Business income coverage form is a type of an insurance policy that covers loss of income from…

Q: rite a paragraph about the topic "Credit Cards". How do you feel about the use of credit cards ? Do…

A: Introduction: The situation of one's own financial affairs is referred to as one's financial health.…

Q: How is money can be loaned and repaid?

A: A loan is when an amount of money is given to another party in exchange for repayment of the loan…

Q: When is the simple interest scheme used?

A: Simple interest is a method which is used to calculate interest charged on fixed deposit, loan and…

Q: 5 ways to manage credit risk

A: Credit can also refer to an individual's or a company's creditworthiness or credit history. It…

Q: What’s equity

A: Financial instruments are the assets that can be traded. These instruments represents the monetary…

Q: what does it mean when banks are paying people to get loans?

A: The financial system of the nation is considered to be one of the most prominent, and important…

Q: if you were living in a country where there was no financial system, discuss the options you would…

A: Retirement: When an individual reaches an age limit where he either willingly choose to end his…

Q: A) How are credit markets different from goods markets and what are the major imperfections of…

A: Note: In the BNED Guidance, only the first question can be answered at a time. Resend the question…

Q: Which of the following is a personal financial asset? a. A payday loan b. A mortgage loan c. A…

A: A financial asset is a tradable instrument or other tangible property that represents a legal claim…

Q: What type of professional is trained to help you save for retiremer O financial planner O auditor O…

A: A professional helps people to manage and plan the finances prudently. Such planning helps the…

Q: Why are the financial statements important in business?

A: Financial statements are the written records which conveys the activities of business and financial…

Q: Which healthcare benefits retirees get differ from those provided by pensions?

A: A pension plan is financed by the business, while a retirement is funded by the worker. (A few…

Q: the government has higher debt and higher bond yields, then it can cause increased costs of…

A: Government debt is the amount government owes and the cost of borrowing is the interest rate…

Q: What is the difference between an asset and liability?

A: In economics and also in business(accounting), it is vital to weigh the assets that a company owns…

Q: True or false question: If you co-sign for a loan you are responsible if the other doesn’t pay?

A: Co-signer liability refers to the legal obligation of co-signer to repay the debt if the primary…

Q: How do insurance companies make money?

A: As a for-profit firm, an insurance company must develop an internal business model that collects…

Q: credit unions differ from savings institutions

A: More number of saving banks come together are called savings institutions. More number of loan…

Q: Which of the following is not an example of a financial resource? a. online training for employees…

A: Financial resources typically refer to assets or funds that can be readily converted into cash or…

Q: s and explanatio

A: The process of risk quantification by assigning numbers being comparable and measurable to the…

Q: The government needs to pay out 350 billion dollars more in Social Security benefits than it…

A: Government Revenue Government revenues are the earnings of the nation or government which are…

Q: role of the debtor in possession?

A: Debtor- It owes a debt to another entity.

Q: How do investment banks works?

A: Banking is an integral part of economics, which accepts deposits from people and generate loans for…

Q: How can small businesses get out of debt?

A: Small businesses need to have proper pplanning and management of cost and other factors. If there is…