Prudential Regulation describes regulation that is designed to:I. Keep financial institutions safe and a going concern.II. Assist the resolution and/or restructuring of financial institutions.III. Augment the ability of financial institutions to withstand shocks emanating from events such as bank failure.IV. Ensure that insurance companies have the financial means to pay all legitimate claims to their policyholders. Question 16Answer a. II, III and IV only. b. I, II, III and IV. c. I, II and IV only. d. I, II and III only.

The Pizza PuzzleTopic: Deceptive AdvertisingCharacters: George Hansen, General Manager, Augusta Marigold Inn, Subsidiaryof Hospitality Enterprises,Sharon Coombs, Food Services Manager, Augusta Marigold Inn George Hansen is General Manager for the Marigold Inn in Augusta, Georgia. SharonCoombs is Restaurant and Food Services Manager for the Inn. She reports to George. Two years ago, Sharon noticed a decline in room service business, the highest margin portion of her operation. This decline coincided with an increase in the national sales of pizza delivery and carryout firms as well as an increase in the number of empty pizza boxes from these firms being left in guest rooms in the Inn. Her immediate response was to install a pizza oven in the kitchen and offer room service pizza to guests. The effort met with modest success, though it was well below her expectations. Questionnaires completed by departing guests revealed a problem of product quality. Focusing on this problem, Sharon…

The U.S. Securities and Exchange Commission (SEC) released its final rule to implement a code of ethics under SOX Title 404. The stock exchanges have proposed that each company listed on the exchanges publish its code of ethics. Discuss how disclosures of a code of ethics by senior management could have a positive effect on public confidence and influence investors' behavior. Discuss the consequences of not establishing a code of ethics. Support your position. Evaluate the importance of senior management in setting the tone for the application of the company's code of ethics and promoting positive employee behavior, improved decision making, or the willingness to report unethical behavior of coworkers. Recommend at least two policies that might encourage employees to report unethical behavior.

How do our current healthcare and legal systems impact the cost of insurance? ……. QUESTION TITLE :- Insurance and Healthcare and Legal Systems

Recall the last time you ate at an expensive restaurant where you paid the bill. Now think about the last time you ate at a similar restaurant, but your parents paid the bill. Did you order more food (or more expensive food) when your parents paid? Explain how this relates to the agency problem in corporations. (Select all the choices that apply.) A. Your situation could never lead to an agency problem since your parents would only want the best for you. B. In both situations there may be a lack of interest in controlling costs if those costs are not borne directly by the person making the decision. C. While you may be faced with an agency problem (spending more when your parents are buying than you would if you were paying), corporate managers are seldom faced with such decisions. D. The agency problem leads an individual (in your case) and corporate managers (in the corporate setting) to put their own self-interest ahead of the interests of the shareholders (your parents in your…

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The Canada Revenue Agency (CRA) provides a ____________________________to the taxpayer after processing the taxpayer’s return which confirms the taxpayer’s tax calculations or provides corrections resulting in additional taxes owing or a larger tax refund. It also provides your RRSP contribution limits, and may also contain outstanding Home Buyers Plan or Lifelong Learning Plan balances owing annually. Liability coverage Prestige card Notice of Assessment Pre-approval certificate Letter of Last Instruction

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Ernst & Young to Pay $100 Million Penalty for Employees Cheating on CPA EthicsExams and Misleading InvestigationLargest Penalty Ever Imposed by SEC Against an Audit FirmWashington D.C., June 28, 2022The Securities and Exchange Commission today charged Ernst & Young LLP (EY) for cheatingby its audit professionals on exams required to obtain and maintain Certified Public Accountant(CPA) licenses, and for withholding evidence of this misconduct from the SEC’s EnforcementDivision during the Division’s investigation of the matter. EY admits the facts underlying theSEC’s charges and agrees to pay a $100 million penalty and undertake extensive remedialmeasures to fix the firm’s ethical issues.“This action involves breaches of trust by gatekeepers within the gatekeeper entrusted to auditmany of our Nation’s public companies. It’s simply outrageous that the very professionalsresponsible for catching cheating by clients cheated on ethics exams of all things,” said GurbirS. Grewal,…

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