Phil and Sandy are looking to purchase their first home together. Both of them recently graduated from college and are just starting to establish their careers. What type of loan will best work for Phil and Sandy? • An FHA insured loan because of the minimal down payment requirements and low interest rates for first-time home buyers. An adjustable-rate mortgage because of the changing interest rate over time. O A purchase money mortgage because of its higher interest rate. • A VA loan because of its zero down payment option.

8 - A disadvantage to E-Commerce businesses getting funding from capital investments is it creates short and long-term pressures from investors. TrueFalse

A business or company can be formed if it has capital. Companies use capital to support business operations and performance. Without adequate capital, a company will not develop for the better. There are many types of capital that can be used by business people, one of which is venture capital. Briefly explain what you know about Venture Capital!

Kayla took out an amortized loan of $240,000 with a 5% interest rate. Her monthly payment is $1,288.37. How much will she pay in interest on her first monthly payment? $900 $1.200 $1,150 $1.000

You have just received a business valuation report that is dated six months ago. Describe the factors that might have changed during the past six months and, therefore, caused the value of the business today to be different from the value six months ago. Which of these changes affect the expected cash flows, and which affect the discount rate that you would use in a discounted cash flow valuation of this company?

Margo is a homeowner. Her mortgage principal and interest cost her $780 a month. Her insurance is $1,560 annually, and her property taxes are $5,100 annually. How much is her monthly payment, including PITI? $1.335 $1,557 $910 $1,205

Explain the role of finance and the different types of jobs in finance. Identify the advantages and disadvantages of different forms of business organization.

Class book:  Fundamentals of Corporate Finance by Brealey, Myers, and Marcus Cost of Capital. Why do financial managers refer to the opportunity cost of capital? How would you find the opportunity cost of capital for a safe investment?

I need answer typing clear urjent no chatgpt Which of the following is NOT an alternative to foreclosure? A) Restructuring the mortgage loan B) Transfer of the mortgage to a new owner C) Redemption D) Prepackaged bankruptcy

Sandra’s Special Memories is a company that creates family and group photographic portraits. She has over 50 stores in Major Malls and busy downtown areas across Canada.  She is just contemplating an online business.  The major investment required will be for designing the Website, security for payment processing and confidentiality, and of course whatever technology is required to be successful. What potential advantages or disadvantages will be difficult to quantify from a capital investment standpoint