Most travel health insurance providers may deny claims, or seriously curtail benefits if certain conditions in the policy are not adhered to. Which one (1) of the following actions might NOT result in the claim being denied. The insured fails to notify the insurer immediately of a claim by way of a "Hot Line" number. The insured refuses to be transferred home because he/she thinks the treatment is superior in the hospital where being treated. The attending physician has not submitted a bill in writing. The insured is hospitalized for a pre-existing condition declared in the application the policy

Database System Concepts
7th Edition
ISBN:9780078022159
Author:Abraham Silberschatz Professor, Henry F. Korth, S. Sudarshan
Publisher:Abraham Silberschatz Professor, Henry F. Korth, S. Sudarshan
Chapter1: Introduction
Section: Chapter Questions
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Most travel health insurance providers may deny claims, or seriously curtail
benefits if certain conditions in the policy are not adhered to. Which one (1) of
the following actions might NOT result in the claim being denied.
The insured fails to notify the insurer immediately of a claim by way of a "Hot Line"
number.
The insured refuses to be transferred home because he/she thinks the treatment is
superior in the hospital where being treated.
The attending physician has not submitted a bill in writing.
The insured is hospitalized for a pre-existing condition declared in the application
for the policy.
12:36 PM
Transcribed Image Text:Most travel health insurance providers may deny claims, or seriously curtail benefits if certain conditions in the policy are not adhered to. Which one (1) of the following actions might NOT result in the claim being denied. The insured fails to notify the insurer immediately of a claim by way of a "Hot Line" number. The insured refuses to be transferred home because he/she thinks the treatment is superior in the hospital where being treated. The attending physician has not submitted a bill in writing. The insured is hospitalized for a pre-existing condition declared in the application for the policy. 12:36 PM
Arjan is opening a Doggie Daycare in his home. Arjan's Broker, Ivan, has
confirmed the insurance company will stay on risk for Arjan's home, as long as
he provides information for his commercial insurance policy. As Arjan does not
yet have a commercial policy, he asks Ivan to provide a quote, but he has never
written a commercial policy before. What should Ivan do?
Call the insurance company to negotiate having them stay on risk without a
commercial policy in place until the renewal.
Explain to Arjan that he will arrange for a colleague in the commercial lines
department to contact him.
Use this as a learning experience and try to obtain quotes for Arjan himself.
Ask the client to contact other insurance companies to see if any of them will insure
the home without the need for a commercial policy
Transcribed Image Text:Arjan is opening a Doggie Daycare in his home. Arjan's Broker, Ivan, has confirmed the insurance company will stay on risk for Arjan's home, as long as he provides information for his commercial insurance policy. As Arjan does not yet have a commercial policy, he asks Ivan to provide a quote, but he has never written a commercial policy before. What should Ivan do? Call the insurance company to negotiate having them stay on risk without a commercial policy in place until the renewal. Explain to Arjan that he will arrange for a colleague in the commercial lines department to contact him. Use this as a learning experience and try to obtain quotes for Arjan himself. Ask the client to contact other insurance companies to see if any of them will insure the home without the need for a commercial policy
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