Let's assume that the table below presents the credit cards market in Oregon at different interest rates in 100 million of dollars. What is the equilibrium interest rate in this hypothetical market? Interest Rate Quantity Supplied Quantity Demanded 8% 800 1300 11% 900 1200 14% 1000 1150 17% 1100 1100 20% 1200 1050 22% 1300 1000

Use the scenario to answer the following question. Bryan has applied for a mortgage with Bank of America. The bank is reviewing the amount of Bryan's monthly income that is used to pay his monthly debt to determine the level of risk in offering him a mortgage. Which of the following concepts characterizes the basic components of a credit score being utilized by the bank? A- payment history B- debt-to-income ratio C- available credit D- length of credit history

In general, ordinary people only know that bank products and services are limited to conventional savings and loans, even though there are many more. There are many interesting banking products that can be used, including Islamic bank products or Islamic banking products that have not been widely known by the public. Currently, there are several types of Islamic bank products that are tailored to the needs and developments of the times. It should be noted that Islamic banks do not only serve hajj savings or umrah savings, but there are also several other products, including business capital loans. Explain what you know about Islamic products

“Operation Twist” is a program conducted by the U.S. Federal Reserve (the Fed) in late 2011 and 2012 to help stimulate the economy. Through this program, the Fed sold shortterm bonds it had already held, and the sales proceeds were used to purchase longer-term Treasury bonds. Such operation would “twist” the yield curve of Treasury bonds. Draw a graph to illustrate and explain in words how the yield curve of the U.S. Treasury bonds would be “twisted” by this program.

International Gold Standard (19th century): If different countries fix the price of their currencies e in terms of gold this immediately implies that e are fixed. If the Central Bank of two countries stand ready to buy and sell gold at a fixed price in terms of their respective domestic currencies, then there is only one value of e that eliminates the possibility of arbitrage. Suppose that S100 buys 1 ounce of gold and 100 pounds buys lounce of gold. Under fixed exchange rates, this implies that IS buys Ipound. Explains what would happen (arbitrageurs' action and result) if instead e-1S buys 2 pounds

Explain briefly what is it:  Repurchase Agreements (REPO) Open Market Operations (OMO)

11. If a yield curve looks like the one shown in the figure below, what is the market predicting about the movement of future short-term interest rates? What might the yield curve indicate about the market's predictions for the inflation rate in the future? Yield to Maturity Term to Maturity

61. When considering the present value of any financial asset that makes a stream of payments in the future, we know that if the market interest rate falls,     the present value of the asset will rise.     the current value of the asset will fall.     the present value of the asset will fall.     the present value of the asset is unaffected.     the future value of the asset will rise.

Determine the key reasons why a multinational corporation might decide to borrow in a country such as Brazil, where interest rates are high, rather than in a country like Switzerland, where interest rates are low. Provide support for your rationale

Q1. The importance of studying financial markets and financial institutions for the citizens. (self-framed 4 sentences)