Justin, the insured, had a fire in his garden shed. His garden tools and outdoor chairs were inside the shed when the fire happened. Everything was destroyed during the fire. Justin has a homeowners comprehensive form subject to a deductible of $500. Which section of the policy would pay for this loss? The garden tools and outdoor chairs would be covered under Coverage A and garden shed would be covered under Coverage B. The garden tools and outdoor chairs would be covered under Coverage Cand garden shed would be covered under Coverage D. The garden tools and outdoor chairs would be covered under Coverage Cand garden shed would be covered under Coverage B. The garden tools, outdoor chairs and garden shed would be all covered under Coverage A. Your insured's automobile is damaged by another automobile owned and driven by his brother. The brother is found responsible for the $1,000 damage but does not carry any automobile insurance. Your insured carries a standard O.A.P. 1 Owner's Policy with Liability, standard Accident Benefits, Uninsured Automobile and Direct Compensation-Property Damage, but with no Collision coverage. How much will your insured's policy pay? Nothing, as your insured had no collision insurance. Nothing, since the other driver is related to the insured. $500.00 $1,000.00 1:06 PM

icon
Related questions
Question

pls help 

Justin, the insured, had a fire in his garden shed. His garden tools and outdoor
chairs were inside the shed when the fire happened. Everything was destroyed
during the fire. Justin has a homeowners comprehensive form subject to a
deductible of $500. Which section of the policy would pay for this loss?
The garden tools and outdoor chairs would be covered under Coverage A and
garden shed would be covered under Coverage B.
The garden tools and outdoor chairs would be covered under Coverage Cand
garden shed would be covered under Coverage D.
The garden tools and outdoor chairs would be covered under Coverage Cand
garden shed would be covered under Coverage B.
The garden tools, outdoor chairs and garden shed would be all covered under
Coverage A.
Transcribed Image Text:Justin, the insured, had a fire in his garden shed. His garden tools and outdoor chairs were inside the shed when the fire happened. Everything was destroyed during the fire. Justin has a homeowners comprehensive form subject to a deductible of $500. Which section of the policy would pay for this loss? The garden tools and outdoor chairs would be covered under Coverage A and garden shed would be covered under Coverage B. The garden tools and outdoor chairs would be covered under Coverage Cand garden shed would be covered under Coverage D. The garden tools and outdoor chairs would be covered under Coverage Cand garden shed would be covered under Coverage B. The garden tools, outdoor chairs and garden shed would be all covered under Coverage A.
Your insured's automobile is damaged by another automobile owned and
driven by his brother. The brother is found responsible for the $1,000 damage
but does not carry any automobile insurance. Your insured carries a standard
O.A.P. 1 Owner's Policy with Liability, standard Accident Benefits, Uninsured
Automobile and Direct Compensation-Property Damage, but with no Collision
coverage. How much will your insured's policy pay?
Nothing, as your insured had no collision insurance.
Nothing, since the other driver is related to the insured.
$500.00
$1,000.00
1:06 PM
Transcribed Image Text:Your insured's automobile is damaged by another automobile owned and driven by his brother. The brother is found responsible for the $1,000 damage but does not carry any automobile insurance. Your insured carries a standard O.A.P. 1 Owner's Policy with Liability, standard Accident Benefits, Uninsured Automobile and Direct Compensation-Property Damage, but with no Collision coverage. How much will your insured's policy pay? Nothing, as your insured had no collision insurance. Nothing, since the other driver is related to the insured. $500.00 $1,000.00 1:06 PM
Expert Solution
steps

Step by step

Solved in 4 steps with 1 images

Blurred answer