In setting up your own company, you intend to make a huge loan from one of the local bank. Being optimistic about the business, you are very confident that you shall be able to meet up with the yearly installments. However, it is vital that you calculate the loan repayment before you make the final decision. You are intending to borrow RM250,000 to be paid in equal payment for the next 5 years (starting 2018) at 10% interest rate per annum. (a) Calculate the yearly repayment amount. (b) Prepare an amortizations schedule.
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Please solve this question in comprehensice and detailed. No excel solution's answer. Thanks
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- If you are planning to apply for a personal loan and borrow PhP 30,000 and repay the principal and interest for an agreed length of time of 3 yedrs, a. How much monthly payment is needed for each bank offer? b. How much interest would you pay for 3 years for each bank offer? c. Which is the best option for you among the given choices below if you are to pay monthly for 3 years? Justify your answer and apply what you have learned on simple and compound interest. Bank (Personal Loan) Monthly Interest Rate A 1.3% B 1.89% C 1.22% D 1.5% E 1.25%Q4. You are willing to buy a car which will cost you 20000 euros. A bank is willing to provides you a 20000 euros loan. The bank offers you two options: Option1: You need to pay 100 euros interest per month, and at the end of the 12th month, you need to repay the principal 20000 euros. Option2: You need to repay 1721 euros per month for 12 months. Using all these information provided, suppose your discount rate of return here is 0.5% monthly, show your payment schedule, and decide which options you will prefer? (Justify your answers from both quantitative and qualitative perspective) Please Write SteP by Step Answer Otherwise I give you DISLIKES !Jessica Jones intention to make a loan from the Citibank to buy property in Edinburgh. Citibank offered her monthly interest rate: 0.8%. She could pay back of £300,000 in 7 years. If you were her banker, please build up for her payment schedule with the clear breakdown in term of interest payment and principal payment in every period by using Goal Seek and IPMT function.
- You are interested in saving for a trip when you graduate in three years. You can save $75 each of the next 36 months and earn 2.75% interest on your money. How much money would you have in your savings account in 36 months for your trip? ( Please reference the loan infromation in the "Task 5 Data " cells as the argument for your functionsIf you are planning to apply for a personal loan and borrow PhP 50,000 and repay the principal and Interest for an agreed length of time of 6 years that is compounded monthly. Calculate the following manually. a. How much Interest would you pay for 6 years for each bank offer? b. How much monthly payment is needed for each bank offer? c. Which is the best option for you among the given choices below if you are to pay monthly for 6 years? Justify your answer and apply what you have learned on simple and compound interest. Bank (Personal Loan) Monthly Interest Rate A B с D E 1.3% 1.89% 1.22% 1.5% 1.25%You lend a friend $10,000, which your friend will repay in 5 equal annual end-of-year payments of $3,000, with the first payment to be received 1 year from now. What rate of return does your loan receive? I need to be able to use excel and manually calculate as well.
- Solve the following problem with explanations 1. How much interest would your money earn if you deposited PHP 25, 000. 00 at a simple rate of 3% given the actual date from June 6, 2020 to March 25, 2021. 2. During this time of pandemic, many lending institutions offer a loan package to wage earners. Suppose loan company ABC offers you to borrow money amounting to PHP 50, 000 and payable in 4 years at a simple interest rate of 3% per annum, while loan company XYZ offers a 3% compounded annually. What loan company will you borrow money, then justify why you decide to choose to make loan with that particular loan company.Please provide working to the solution for the question below: You have just graduated and need money to buy a new car. Your rich Uncle Chan will lend you the money so long as you agree to him back within four years, and you offer to pay him the rate of interest that he would otherwise get by putting his money in a savings account. Based on your earnings and living expenses, you think you will be able to pay him RM5,000 in one year, and then RM8,000 each year for the next three years. If Uncle Chan would otherwise earn 6% per year on his savings, how much can you borrow from him?If you are planning to apply for a personal loan and borrow PhP 30,000 and repay the principal and interest for an agreed length of time of 3 years, How much monthly payment is needed for each bank offer? b. How much interest would you pay for 3 years for each bank offer? Which is the best option for you among the given choices below if you are to pay monthly for 3 years? а. с. Bank (Personal Loan) Monthly Interest Rate A 1.3% B 1.89% 1.22% D 1.5% 1.25%
- A credit card company wants your business. If you accept their offer and use their card, they willdeposit 1% of your monetary transactions into a savings account that will earn a guaranteed 5% peryear. If your annual transactions total an average of $20,000, how much will you have in this savingsplan after 15 years.1.3) You agree to lend ________ to a friend for a year at an annual interest rate of 10%. At the end of the year your friend pays you RM600 in interest. Working Calculation: 1.4) You use RM40,000 of your own money to start a catering business. During the first year you earn a 5% return on that investment. If the current interest rate on savings is 8%, you earn an economic profit of ___________ Working Calculation: 1.5) You use RM50,000 of your own money to start an espresso stand. During the first year you earn a 10% return on that investment. If the current interest rate on savings is 8%, you earn an economic profit of ___________ Working Calculation:What is the excel function and formula for this question? Off-The-Books Investment Firm, LLC, has offered you an investment it says will return to you $20,000 in 2 years. To get in, you'll need to make a $10,000 deposit to their receivables account and promise not to tell anyone about it. What is the annual return on this investment?