Identify types of third-party plans in Canada, how does one apply for them? What are the benefits of having third-party insurance? Can third-party insurance be used across Canada? What are the pro and cons of third-party insurance?

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Identify types of third-party plans in Canada, how does one apply for them? What are the benefits of having third-party insurance? Can third-party insurance be used across Canada? What are the pro and cons of third-party insurance? 

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