Greater role assumed by government in bailing out financial intermediaries – too big to fail concepts and its effect on adverse section and moral hazard.

Q: Explain the problems of adverse selection and moral hazard caused by asymmetric information. How can…

A: A financial institution is a corporation or person who acts as another go for different parties in…

Q: Explain the role of voters as one of the causes of inefficiencies underlying the public choice

A: Public choice reflects people's action in  collective decision making. The main features associated…

Q: Discuss how earnings management is used as a tool to reduce sensitivity to political pressure.

A: Earning management is being associated with the use of discretionary accounting accruals in order to…

Q: Which of the following is not a guiding principle of financial regulation?

A: The guiding principles of financial regulation typically emphasize factors such as stability,…

Q: Government policies that focus on the aggregate safety and soundness of the financial system are…

A: Answer: The correct answer is option A. Macro-prudential supervision.

Q: is there is a evidence that a more robust corporate governance could avert unethical issues?

A: Corporate governance is important as it makes the rules and regulations for the smoothening of…

Q: Inadequacies can be linked to the public and private sectors' incapacity to govern effectively.…

A: In the given question we need to tell that whether the given statement is true or false. Statement:-…

Q: discuss the harmful effects of illusion of control bias to investors

A: Behavioral finance studies the impact of an investor's psychology on its investment pattern.…

Q: What is your insight about loss of public confidence in Gov't?

A: Distrust towards the government can be the outcome of public experience of governmental inadequacy.…

Q: Profitability

A: Profitability is the prime purpose of every business. Every corporation tries to maximize its…

Q: Why Ethics matter in the financial investment industry and how to avoid ethical violence in finance

A: Introduction: The term ethics in general refers to integrity, truth, honesty, justice etc. Ethics…

Q: Companies of all sizes try to reduce business risks, create disaster recovery plans, and also…

A: Business risk Business risk is the risk of lowering the profits of a company. Any factor that…

Q: What are two internal stakeholders and external stakeholders that get affected by embezzlement?

A: Embezzlement: It refers to the misappropriation of assets belonging to the organization by the…

Q: Too much information technology (IT)sophistication within the financial service industry has…

A: Information technology refers to the use of computer systems or technologies to obtain information…

Q: Capital flight can occur due to A) government regulations on interest rates B) inappropriate…

A: A capital flight refers to the movement of capital from one country/ region to other…

Q: Select one: Regulation encourages fair competition in the industry Regulation ensure that banks…

A: Regulations ensure transparency in processes and reduce risk. They also ensure that each indiviual…

Q: Discuss the how government can safeguard against financial instability

A: Financial instability could be a condition when problems within markets, institutions, or the…

Q: The prudential oversight of the financial system is clearly needed to prevent financial crises,…

A: Introduction : Financial crises refers to the situation in which significant amount of assets of an…

Q: What informal remedies are available to firmsin financial distress? In answering this…

A: The informal remedies available to the firms in financial distress are discussed as follows:…

Q: Which of the following best describes the process of removing or reducing of governmental controls…

A: The government imposes control on the financial industry in order to ensure fair practices in the…

Q: Market failures can be attributed to the inability of the both the public and private sectors to do…

A: In the given question we need to tell that whether the given statement is true or false. Statement:-…

Q: The whole essence of financial institutions is the prevention of institutional failures? Explain

A: Financial institutions are those companies engaged in activities that result in collection and…

Q: Is information a public good? What market failures exist that justify government intervention?

A: Public good  The utilization of things is available for the public that can be utilized without…

Q: Internal control policies and procedures have limitations not including:

A: An internal control policies are put forward by the company and which are implemented so that the…

Q: Describe moral hazard in the context of information asymmetries and how it can lead to lower levels…

A: A bank is a type of financial institution that takes deposits and lends money. Wealth management,…

Q: What was evolutionary about laws such as GLBA and FACTA?

A: It is taken regular care by the consumer protection authorities to protect the interest of…

Q: In the case of the 2008 Enron Scandal: How effective do you think the response to the Enron crisis…

A: The Enron scandal of 2008 was one of the most significant financial scandals of the 21st century. It…

Q: Government NBFI?

A: NBFI -: A NBFI is a non-banking financial institution or non-bank financial corporation (NBFC) is a…

Q: hat is the authoorative status of the Conceptual Framework?   a. to provide the foundation for…

A: Answer: Concept: Conceptual framework deals with financial reporting.

Q: Common examples of financial abuse include:?

A: Financial abuse typically involves a family member or another person whom the older adult trusts…

Q: Explain the allegations of “rigging the market” in the recent LIBOR scandal and in that light…

A: The LIBOR scandal was one of the most recent scandals that shook the financial markets. As the name…

Q: In terms of risk, labor union disputes, entry of a new competitor and embe management are all…

A: In the market there are two types of risks one are related to overall market that can not controlled…

Q: Recently, governmental investment policies have been sharply criticized because of some significant…

A: The nature of problem being criticized is the " objectivity"

Q: (b) "Financial innovation sometimes brings great rewards. It can make the financial system more…

A: RELATION BETWEEN INNOVATION AND MANAGING RISK Innovation is the lifeblood of any company, but…

Q: What is an example of an organization that has not maintained proper financial management

A: Financial management is the controlling and monitoring of the financial resources of an organization…

Q: Could efforts to avoid conflicts of interest lead an investment bank to provide poor service to a…

A: An investment is a financial institution that provides services to the company. Mainly, the clients…

Q: What informal remedies are available to firmsin financial distress? In answering this…

A: Financial distress in a condition in which a company will not be able to earn income which is…

Q: Explain why the highest probable key risk drivers in the Single Supervisory Mechanism risk map is:…

A: The current pandemic crisis challenges the banking system along known and unknown tracks. While the…

Q: Need Answer please provide Solutions

A: Ethics risk and opportunity management (EROM) expands the scope of traditional risk management by…

Q: To ensure market dominance by strong financial institutions. b.

A: Any regulation is made to make rational treatment of all the players, so a is incorrect   a. To…

Q: If bad credit risks are the ones who most actively seek loans and, therefore, receive them from…

A: In this scenario, bad credit risks actively seeking loans create a situation where the lender…

Q: Discuss weaknesses in the public sector accounting and finance in the usage of resources that might…

A: Accounting in the public sector is a distinct specialty with its own set of qualifications. The…

Corporate Ethics

Ethics refers to the moral values and principles that guide an individual. Corporate ethics refers to the moral behavior of a company and its employees while conducting business. Business ethics is another name for corporate ethics. Business ethics reflects the purpose of doing the business. Business ethics is the distinction between what is right and wrong in the workplace and the selection of the right set of actions. Every corporate entity follows business ethics to a large extent in order to survive and compete successfully in the market. Corporate entities that strictly adhere to business ethics gain the trust of their stakeholders and thus gain more customers. An organization follows compliance, i.e., following certain business policies, rules, procedures, and practices to deal with the problem arising from the business environment. Business ethics also ensures that they meet compliance requirements as it was connected with the activities of an organization.